Exzeo Group, Inc. cash flow to debt ratio of 1.38K% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Exzeo Group, Inc.'s free cash flow has decreased 48.32% from $188.58M last year to $97.45M, signaling decreasing performance

Exzeo Group, Inc.'s debt to equity ratio is 0.02, which means that the company's assets are healthy financed, signaling financial stability.

Exzeo Group, Inc.'s debt has decreased relative to shareholder equity from 0.54 last year to 0.02 today, signaling strengthened financials

Exzeo Group, Inc. has a net cash position, so leverage is healthy.

Exzeo Group, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Exzeo Group, Inc.'s profit margin has increased (18.87%) in the last year from 32.93% to 39.14%, signaling increasing performance

Exzeo Group, Inc.'s short-term assets of $325.82M exceed its short-term liabilities of $84.39M

Exzeo Group, Inc.'s return on assets of 22.50% is higher than the 5.00% threshold, indicating efficient asset utilization

Exzeo Group, Inc.'s return on equity of 38.77%, is higher than 15.00%, indicating good performance

Exzeo Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Exzeo Group, Inc. has insufficient public price history to evaluate earnings stability.

Exzeo Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Exzeo Group, Inc. has a free cash flow yield of 6.75%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Exzeo Group, Inc.'s yearly earnings has increased 87.62% since last year from $44.10M to $82.75M, signaling increasing performance

Exzeo Group, Inc.'s yearly revenue has increased 61.99% since last year from $133.95M to $216.98M, signaling increasing performance

ROIC 27.10% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Exzeo Group, Inc.'s 3-year revenue CAGR of 68.16% is positive, indicating growing revenue over the past 3 years

Exzeo Group, Inc. has insufficient public price history to evaluate revenue consistency.

Exzeo Group, Inc. has insufficient public price history to evaluate ROE consistency.

Exzeo Group, Inc. has insufficient data to evaluate this check.

Exzeo Group, Inc. has an earnings yield of 6.01%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Exzeo Group, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Exzeo Group, Inc. has an EV/EBITDA ratio of 10.12x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Exzeo Group, Inc. is overvalued relative to its fair value price of 1.28 based on Earnings Fair Value model

Exzeo Group, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Exzeo Group, Inc. has a price-to-book ratio of 5.01x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

Exzeo Group, Inc. has a price-to-sales ratio of 6.51x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue