The Western Union Company cash flow to debt ratio of 17.52% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

The Western Union Company's free cash flow has increased 6.51% from $368.90M last year to $392.90M, signaling increasing performance

The Western Union Company's debt to equity ratio is 2.95, which means that the company's assets are unhealthy financed, signaling financial risk.

The Western Union Company's debt has decreased relative to shareholder equity from 3.23 last year to 2.95 today, signaling strengthened financials

The Western Union Company has a net debt to EBITDA ratio of 0.02x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

The Western Union Company's interest coverage ratio is 1.85, which means that the company struggles to meet interest obligations, signaling financial risk.

The Western Union Company's profit margin has decreased (55.84%) in the last year from 22.19% to 9.80%, signaling decreasing performance

The Western Union Company's short-term assets of $5.00B exceed its short-term liabilities of $4.43B

The Western Union Company's return on assets of 4.96% is lower than the 5.00% threshold, indicating inefficient asset utilization

The Western Union Company's return on equity of 42.65%, is higher than 15.00%, indicating good performance

The Western Union Company's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

The Western Union Company had positive net income in 5 out of 5 years, indicating stable and consistent earnings

The Western Union Company has positive free cash flow, indicating the company generates cash after capital expenditures

The Western Union Company has a free cash flow yield of 17.92%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

The Western Union Company's yearly earnings has decreased 46.52% since last year from $934.20M to $499.60M, signaling decreasing performance

The Western Union Company's yearly revenue has decreased 4.01% since last year from $4.21B to $4.04B, signaling decreasing performance

ROIC 13.71% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

The Western Union Company's 3-year revenue CAGR of -3.35% is negative, indicating declining revenue over the past 3 years

The Western Union Company had revenue growth in only 1 out of 5 years, indicating inconsistent revenue performance

The Western Union Company had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

The Western Union Company is undervalued relative to its fair value price of 12.78 based on Discounted Cash Flow model

The Western Union Company has an earnings yield of 17.98%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

The Western Union Company is undervalued relative to its fair value price of 24.81 based on EBITDA multiple model

The Western Union Company has an EV/EBITDA ratio of 2.37x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

The Western Union Company is undervalued relative to its fair value price of 18.00 based on Earnings Fair Value model

The Western Union Company's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

The Western Union Company has a price-to-book ratio of 2.40x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

The Western Union Company has a price-to-sales ratio of 0.55x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue