White Mountains Insurance Group, Ltd. cash flow to debt ratio of -0.86% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

White Mountains Insurance Group, Ltd.'s free cash flow has decreased 101.23% from $586.80M last year to $-7.20M, signaling decreasing performance

White Mountains Insurance Group, Ltd.'s debt to equity ratio is 0.17, which means that the company's assets are healthy financed, signaling financial stability.

White Mountains Insurance Group, Ltd.'s debt has increased relative to shareholder equity from 0.13 last year to 0.17 today, signaling weakened financials

White Mountains Insurance Group, Ltd. has a net cash position, so leverage is healthy.

White Mountains Insurance Group, Ltd.'s interest coverage ratio of 21.63 indicates that earnings with good margin can cover interest payments on company debt

White Mountains Insurance Group, Ltd.'s profit margin has increased (319.53%) in the last year from 9.79% to 41.06%, signaling increasing performance

White Mountains Insurance Group, Ltd.'s short-term assets of $4.91B exceed its short-term liabilities of $4.33B

White Mountains Insurance Group, Ltd.'s return on assets of 15.38% is higher than the 5.00% threshold, indicating efficient asset utilization

White Mountains Insurance Group, Ltd.'s return on equity of 21.95%, is higher than 15.00%, indicating good performance

White Mountains Insurance Group, Ltd.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

White Mountains Insurance Group, Ltd. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

White Mountains Insurance Group, Ltd. has negative free cash flow, indicating the company is burning cash rather than generating it

White Mountains Insurance Group, Ltd. has negative free cash flow, indicating cash burn

White Mountains Insurance Group, Ltd.'s yearly earnings has increased 380.21% since last year from $230.40M to $1.11B, signaling increasing performance

White Mountains Insurance Group, Ltd.'s yearly revenue has increased 1.06K% since last year from $15.80M to $183.40M, signaling increasing performance

ROIC 312.01% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

White Mountains Insurance Group, Ltd.'s 3-year revenue CAGR of 32.73% is positive, indicating growing revenue over the past 3 years

White Mountains Insurance Group, Ltd. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

White Mountains Insurance Group, Ltd. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

White Mountains Insurance Group, Ltd. has insufficient data to evaluate this check.

White Mountains Insurance Group, Ltd. has an earnings yield of 22.64%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

White Mountains Insurance Group, Ltd. is undervalued relative to its fair value price of 3.72K based on EBITDA multiple model

White Mountains Insurance Group, Ltd. has an EV/EBITDA ratio of 2.07x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

White Mountains Insurance Group, Ltd. is undervalued relative to its fair value price of 3.16K based on Earnings Fair Value model

White Mountains Insurance Group, Ltd. has a PEG-ratio under 1 which is considered undervalued

White Mountains Insurance Group, Ltd. has a price-to-book ratio of 3.75x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

White Mountains Insurance Group, Ltd. has a price-to-sales ratio of 1.81x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue