West Bancorporation, Inc. cash flow to debt ratio of 12.35% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

West Bancorporation, Inc.'s free cash flow has increased 215.63% from $13.67M last year to $43.15M, signaling increasing performance

West Bancorporation, Inc.'s debt to equity ratio is 1.33, which means that the company's assets are unhealthy financed, signaling financial risk.

West Bancorporation, Inc.'s debt has decreased relative to shareholder equity from 1.72 last year to 1.33 today, signaling strengthened financials

West Bancorporation, Inc. has a net cash position, so leverage is healthy.

West Bancorporation, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

West Bancorporation, Inc.'s profit margin has increased (57.43%) in the last year from 12.16% to 19.14%, signaling increasing performance

West Bancorporation, Inc.'s short-term liabilities of $3.47B exceed its short-term assets of $651.48M, signaling financial risk

West Bancorporation, Inc.'s return on assets of 0.95% is lower than the 5.00% threshold, indicating inefficient asset utilization

West Bancorporation, Inc.'s return on equity of 14.31%, is lower than 15.00%, indicating bad performance

West Bancorporation, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

West Bancorporation, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

West Bancorporation, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

West Bancorporation, Inc. has a free cash flow yield of 8.92%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

West Bancorporation, Inc.'s yearly earnings has increased 35.38% since last year from $24.05M to $32.56M, signaling increasing performance

West Bancorporation, Inc.'s yearly revenue has increased 0.33% since last year from $197.84M to $198.49M, signaling increasing performance

ROIC -1.41% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

West Bancorporation, Inc.'s 3-year revenue CAGR of 14.12% is positive, indicating growing revenue over the past 3 years

West Bancorporation, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

West Bancorporation, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

West Bancorporation, Inc. is overvalued relative to its fair value price of 27.07 based on Discounted Cash Flow model

West Bancorporation, Inc. has an earnings yield of 7.98%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

West Bancorporation, Inc. is overvalued relative to its fair value price of 12.32 based on EBITDA multiple model

West Bancorporation, Inc. has an EV/EBITDA ratio of 4.50x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

West Bancorporation, Inc. is undervalued relative to its fair value price of 47.03 based on Earnings Fair Value model

West Bancorporation, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

West Bancorporation, Inc. has a price-to-book ratio of 1.71x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

West Bancorporation, Inc. has a price-to-sales ratio of 2.40x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue