NASDAQ
WSFS
Last Price
US $81.56
KEY FIGURES
MKT CAP
$4.2B
EPS
TTM
$6.17
EPS Growth (1Y)
15.42%
PEG
TTM
0.75x
P/E
TTM
13.22x
P/S
TTM
3.10x
YIELD
0.91%
GROWTH (5Y CAGR)
Revenue
13.92%
EBITDA
Cash Flow (DCF)
Fair Value
Market $81.56
11.97%
Default assumptions
EBITDA Multiple
Fair Value
Market $81.56
-9.78%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
WSFS Financial Corporation cash flow to debt ratio of 72.68% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
WSFS Financial Corporation's free cash flow has increased 3.88% from $205.64M last year to $213.61M, signaling increasing performance
Debt-to-equity ratio
WSFS Financial Corporation's debt to equity ratio is 0.11, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
WSFS Financial Corporation's debt has decreased relative to shareholder equity from 0.15 last year to 0.11 today, signaling strengthened financials
Net debt to EBITDA
WSFS Financial Corporation has a net cash position, so leverage is healthy.
Interest coverage
WSFS Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
WSFS Financial Corporation's profit margin has increased (24.63%) in the last year from 18.80% to 23.43%, signaling increasing performance
Current ratio
WSFS Financial Corporation's short-term liabilities of $17.64B exceed its short-term assets of $1.36B, signaling financial risk
Return on assets
WSFS Financial Corporation's return on assets of 1.41% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
WSFS Financial Corporation's return on equity of 11.74%, is lower than 15.00%, indicating bad performance
Earnings quality
WSFS Financial Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
WSFS Financial Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
WSFS Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
WSFS Financial Corporation has a free cash flow yield of 5.09%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
WSFS Financial Corporation's yearly earnings has increased 8.98% since last year from $263.67M to $287.35M, signaling increasing performance
Revenue growth
WSFS Financial Corporation's yearly revenue has decreased 3.05% since last year from $1.40B to $1.36B, signaling decreasing performance
Return on invested capital
ROIC 8.87% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
3-year revenue CAGR
WSFS Financial Corporation's 3-year revenue CAGR of 12.17% is positive, indicating growing revenue over the past 3 years
Revenue consistency
WSFS Financial Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
WSFS Financial Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
WSFS Financial Corporation is undervalued relative to its fair value price of 91.32 based on Discounted Cash Flow model
Earnings yield (TTM)
WSFS Financial Corporation has an earnings yield of 7.66%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
WSFS Financial Corporation is overvalued relative to its fair value price of 73.58 based on EBITDA multiple model
EV/EBITDA (FY)
WSFS Financial Corporation has an EV/EBITDA ratio of 7.69x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
WSFS Financial Corporation has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
WSFS Financial Corporation has a price-to-book ratio of 1.54x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
WSFS Financial Corporation has a price-to-sales ratio of 3.06x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
11.74%
Return on equity
ROIC: 8.87%
Valuation History
13.7X
Price to Earnings
EV/EBITDA: 4.3X
Cash flow
Profit margin
17.37%
Cash flow
92.97%
Base valuations use default assumptions. Customize in the Valuator.