NASDAQ
WSBC
Last Price
US $38.25
KEY FIGURES
MKT CAP
$3.7B
EPS
TTM$3.71
EPS Growth (1Y)
-
PEG
TTM2.06x
P/E
TTM10.32x
P/S
TTM2.42x
YIELD
4.0%
Profit margin
Current Ratio
Capital Returns
8.72%
Return on equity
ROIC: 5.83%
Valuation History
10.9X
Price to Earnings
EV/EBITDA: 9.6X
Cash flow
Profit margin
GROWTH (5Y CAGR)
Revenue
16.76%
EBITDA
14.36%
Cash flow
40.00%
Base Cash Flow Valuation (DCF)
Fair Value
Market $38.25
2.30%
Default assumptions
Base EBITDA Valuation
Fair Value
Market $38.25
-79.01%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
WesBanco, Inc. cash flow to debt ratio of 17.44% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
WesBanco, Inc.'s free cash flow has increased 39.52% from $200.67M last year to $279.99M, signaling increasing performance
Debt-to-equity ratio
WesBanco, Inc.'s debt to equity ratio is 0.43, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
WesBanco, Inc.'s debt has decreased relative to shareholder equity from 0.53 last year to 0.43 today, signaling strengthened financials
Net debt to EBITDA
WesBanco, Inc. has a net debt to EBITDA ratio of 4.69x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Interest coverage
WesBanco, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
WesBanco, Inc.'s profit margin was 15.99% last year and is 23.50% this year, signaling increasing performance
Current ratio
WesBanco, Inc.'s short-term liabilities of $1.27B exceed its short-term assets of $311.51M, signaling financial risk
Return on assets
WesBanco, Inc.'s return on assets of 1.28% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
WesBanco, Inc.'s return on equity of 8.72%, is lower than 15.00%, indicating bad performance
Earnings quality
WesBanco, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
WesBanco, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
WesBanco, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
WesBanco, Inc. has a free cash flow yield of 7.55%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
WesBanco, Inc.'s yearly earnings has increased 47.25% since last year from $151.51M to $223.11M, signaling increasing performance
Revenue growth
WesBanco, Inc.'s yearly revenue has increased 51.41% since last year from $947.61M to $1.43B, signaling increasing performance
Return on invested capital
ROIC 5.83% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
3-year revenue CAGR
WesBanco, Inc.'s 3-year revenue CAGR of 31.91% is positive, indicating growing revenue over the past 3 years
Revenue consistency
WesBanco, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance
Return on equity consistency
WesBanco, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Base Cash Flow Valuation (DCF)
WesBanco, Inc. is undervalued relative to its fair value price of 39.13 based on Base Cash Flow Valuation (DCF) model
Earnings yield (TTM)
WesBanco, Inc. has an earnings yield of 9.59%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Base EBITDA Valuation
WesBanco, Inc. is overvalued relative to its fair value price of 8.03 based on Base EBITDA Valuation model
EV/EBITDA (FY)
WesBanco, Inc. has an EV/EBITDA ratio of 16.60x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
WesBanco, Inc. has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
WesBanco, Inc. has a price-to-book ratio of 0.90x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
WesBanco, Inc. has a price-to-sales ratio of 2.45x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue