NASDAQ
WASH
Last Price
US $40.19
KEY FIGURES
MKT CAP
$0.8B
EPS
TTM
$2.91
EPS Growth (1Y)
-266.26%
PEG
TTM
-
P/E
TTM
13.83x
P/S
TTM
2.01x
YIELD
5.57%
GROWTH (5Y CAGR)
Revenue
Profit margin
Current Ratio
Capital Returns
10.18%
Return on equity
ROIC: 4.66%
Valuation History
13.8X
Price to Earnings
EV/EBITDA: 16.8X
Cash flow
Profit margin
-
EBITDA
-
Cash flow
-
Cash Flow (DCF)
Fair Value
Market $40.19
—
Default assumptions
EBITDA Multiple
Fair Value
Market $40.19
—
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
Washington Trust Bancorp, Inc. cash flow to debt ratio of 0.00% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Debt-to-equity ratio
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Debt-to-equity trend
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Net debt to EBITDA
Washington Trust Bancorp, Inc. has a net debt to EBITDA ratio of 9.55x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Interest coverage
Washington Trust Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Washington Trust Bancorp, Inc.'s profit margin has increased (-260.71%) in the last year from -9.03% to 14.51%, signaling increasing performance
Current ratio
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Return on assets
Washington Trust Bancorp, Inc.'s return on assets of 0.85% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Washington Trust Bancorp, Inc.'s return on equity of 10.18%, is lower than 15.00%, indicating bad performance
Earnings quality
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Earnings stability
Washington Trust Bancorp, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Washington Trust Bancorp, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it
Free cash flow yield
Washington Trust Bancorp, Inc. has a free cash flow yield of 0.00%, which is below the 2.00% threshold, indicating limited cash return relative to market value
Earnings growth
Washington Trust Bancorp, Inc.'s yearly earnings has increased -286.19% since last year from $-28.06M to $52.24M, signaling increasing performance
Revenue growth
Washington Trust Bancorp, Inc.'s yearly revenue has increased 22.62% since last year from $310.78M to $381.08M, signaling increasing performance
Return on invested capital
ROIC 4.66% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Washington Trust Bancorp, Inc.'s 3-year revenue CAGR of 14.02% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Washington Trust Bancorp, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Washington Trust Bancorp, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.
Earnings yield (TTM)
Washington Trust Bancorp, Inc. has an earnings yield of 7.54%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Washington Trust Bancorp, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
EV/EBITDA (FY)
Washington Trust Bancorp, Inc. has an EV/EBITDA ratio of 19.80x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Washington Trust Bancorp, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Washington Trust Bancorp, Inc. has a price-to-book ratio of 1.33x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Washington Trust Bancorp, Inc. has a price-to-sales ratio of 1.92x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue