Washington Trust Bancorp, Inc. cash flow to debt ratio of 7.24% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Washington Trust Bancorp, Inc.'s free cash flow has decreased 5.81% from $53.67M last year to $50.55M, signaling decreasing performance

Washington Trust Bancorp, Inc.'s debt to equity ratio is 0.93, which means that the company's assets are unhealthy financed, signaling financial risk.

Washington Trust Bancorp, Inc.'s debt has decreased relative to shareholder equity from 2.36 last year to 0.93 today, signaling strengthened financials

Washington Trust Bancorp, Inc. has a net debt to EBITDA ratio of 9.55x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Washington Trust Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Washington Trust Bancorp, Inc.'s profit margin was -9.03% last year and is 14.51% this year, signaling increasing performance

Washington Trust Bancorp, Inc.'s short-term liabilities of $3.25B exceed its short-term assets of $42.36M, signaling financial risk

Washington Trust Bancorp, Inc.'s return on assets of 0.85% is lower than the 5.00% threshold, indicating inefficient asset utilization

Washington Trust Bancorp, Inc.'s return on equity of 10.18%, is lower than 15.00%, indicating bad performance

Washington Trust Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Washington Trust Bancorp, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Washington Trust Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Washington Trust Bancorp, Inc. has a free cash flow yield of 6.82%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Washington Trust Bancorp, Inc.'s yearly earnings has increased 286.19% since last year from $-28.06M to $52.24M, signaling increasing performance

Washington Trust Bancorp, Inc.'s yearly revenue has increased 22.62% since last year from $310.78M to $381.08M, signaling increasing performance

ROIC 4.66% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Washington Trust Bancorp, Inc.'s 3-year revenue CAGR of 14.02% is positive, indicating growing revenue over the past 3 years

Washington Trust Bancorp, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Washington Trust Bancorp, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Washington Trust Bancorp, Inc. is overvalued relative to its fair value price of 8.97 based on Base Cash Flow Valuation (DCF) model

Washington Trust Bancorp, Inc. has an earnings yield of 7.48%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Washington Trust Bancorp, Inc. is overvalued relative to its fair value price of 0.00 based on Base EBITDA Valuation model

Washington Trust Bancorp, Inc. has an EV/EBITDA ratio of 19.89x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Washington Trust Bancorp, Inc. has insufficient data to evaluate this check.

Washington Trust Bancorp, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Washington Trust Bancorp, Inc. has a price-to-book ratio of 1.34x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Washington Trust Bancorp, Inc. has a price-to-sales ratio of 1.94x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue