NYSE
VOYA
Last Price
US $101.08
KEY FIGURES
MKT CAP
$9.2B
EPS
TTM
$6.33
EPS Growth (1Y)
2.43%
PEG
TTM
-
P/E
TTM
15.96x
P/S
TTM
2.58x
YIELD
1.84%
GROWTH (5Y CAGR)
Profit margin
Current Ratio
Capital Returns
12.63%
Return on equity
ROIC: 0.35%
Valuation History
16.9X
Price to Earnings
EV/EBITDA: 11.3X
Cash flow
Profit margin
Revenue
-0.40%
EBITDA
-13.47%
Cash flow
-1.11%
Cash Flow (DCF)
Fair Value
Market $101.08
43.98%
Default assumptions
EBITDA Multiple
Fair Value
Market $101.08
-89.85%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
Voya Financial, Inc. cash flow to debt ratio of 61.22% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
Voya Financial, Inc.'s free cash flow has increased 41.38% from $911.00M last year to $1.29B, signaling increasing performance
Debt-to-equity ratio
Voya Financial, Inc.'s debt to equity ratio is 0.45, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Voya Financial, Inc.'s debt has decreased relative to shareholder equity from 0.90 last year to 0.45 today, signaling strengthened financials
Net debt to EBITDA
Voya Financial, Inc. has a net debt to EBITDA ratio of 3.36x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Interest coverage
Voya Financial, Inc.'s interest coverage ratio of 4.13 indicates that earnings with good margin can cover interest payments on company debt
Profit margin growth
Voya Financial, Inc.'s profit margin has increased (94.74%) in the last year from 8.29% to 16.14%, signaling increasing performance
Current ratio
Voya Financial, Inc.'s short-term assets of $11.94B exceed its short-term liabilities of $586.00M
Return on assets
Voya Financial, Inc.'s return on assets of 38.21% is higher than the 5.00% threshold, indicating efficient asset utilization
Return on equity
Voya Financial, Inc.'s return on equity of 12.63%, is lower than 15.00%, indicating bad performance
Earnings quality
Voya Financial, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Voya Financial, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Voya Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Voya Financial, Inc. has a free cash flow yield of 14.17%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Voya Financial, Inc.'s yearly earnings has decreased 1.95% since last year from $667.00M to $654.00M, signaling decreasing performance
Revenue growth
Voya Financial, Inc.'s yearly revenue has decreased 6.88% since last year from $8.05B to $7.50B, signaling decreasing performance
Return on invested capital
ROIC 260.91% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
Voya Financial, Inc.'s 3-year revenue CAGR of 8.12% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Voya Financial, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Voya Financial, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Voya Financial, Inc. is undervalued relative to its fair value price of 145.53 based on Discounted Cash Flow model
Earnings yield (TTM)
Voya Financial, Inc. has an earnings yield of 6.32%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Voya Financial, Inc. is overvalued relative to its fair value price of 10.26 based on EBITDA multiple model
EV/EBITDA (FY)
Voya Financial, Inc. has an EV/EBITDA ratio of 38.17x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
PEG ratio (TTM/FY)
Voya Financial, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Voya Financial, Inc. has negative shareholder equity; price-to-book is not meaningful and the check fails
Price-to-sales ratio (TTM)
Voya Financial, Inc. has a price-to-sales ratio of 2.55x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue