Voya Financial, Inc. cash flow to debt ratio of 61.22% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Voya Financial, Inc.'s free cash flow has increased 41.38% from $911.00M last year to $1.29B, signaling increasing performance

Voya Financial, Inc.'s debt to equity ratio is 0.84, which means that the company's assets are unhealthy financed, signaling financial risk.

Voya Financial, Inc.'s debt has decreased relative to shareholder equity from 0.90 last year to 0.84 today, signaling strengthened financials

Voya Financial, Inc. has a net debt to EBITDA ratio of 3.36x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Voya Financial, Inc.'s interest coverage ratio of 4.13 indicates that earnings with good margin can cover interest payments on company debt

Voya Financial, Inc.'s profit margin was 8.29% last year and is 16.14% this year, signaling increasing performance

Voya Financial, Inc.'s short-term assets of $11.94B exceed its short-term liabilities of $586.00M

Voya Financial, Inc.'s return on assets of 0.33% is lower than the 5.00% threshold, indicating inefficient asset utilization

Voya Financial, Inc.'s return on equity of 12.63%, is lower than 15.00%, indicating bad performance

Voya Financial, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Voya Financial, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Voya Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Voya Financial, Inc. has a free cash flow yield of 14.60%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Voya Financial, Inc.'s yearly earnings has decreased 1.95% since last year from $667.00M to $654.00M, signaling decreasing performance

Voya Financial, Inc.'s yearly revenue has decreased 6.88% since last year from $8.05B to $7.50B, signaling decreasing performance

ROIC 0.35% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Voya Financial, Inc.'s 3-year revenue CAGR of 8.12% is positive, indicating growing revenue over the past 3 years

Voya Financial, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Voya Financial, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Voya Financial, Inc. is undervalued relative to its fair value price of 139.17 based on Base Cash Flow Valuation (DCF) model

Voya Financial, Inc. has an earnings yield of 6.51%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Voya Financial, Inc. is overvalued relative to its fair value price of 9.81 based on Base EBITDA Valuation model

Voya Financial, Inc. has an EV/EBITDA ratio of 37.15x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Voya Financial, Inc. is overvalued relative to its fair value price of 61.32 based on Base Earnings Fair Value model

Voya Financial, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Voya Financial, Inc. has a price-to-book ratio of 1.41x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Voya Financial, Inc. has a price-to-sales ratio of 2.48x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue