Valley National Bancorp cash flow to debt ratio of 10.02% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Valley National Bancorp's free cash flow has decreased 37.32% from $548.54M last year to $343.83M, signaling decreasing performance

Valley National Bancorp's debt to equity ratio is 0.44, which means that the company's assets are healthy financed, signaling financial stability.

Valley National Bancorp's debt has decreased relative to shareholder equity from 0.50 last year to 0.44 today, signaling strengthened financials

Valley National Bancorp has a net debt to EBITDA ratio of 3.83x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Valley National Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

Valley National Bancorp's profit margin has increased (118.47%) in the last year from 10.65% to 23.26%, signaling increasing performance

Valley National Bancorp's short-term liabilities of $749.26M exceed its short-term assets of $559.06M, signaling financial risk

Valley National Bancorp's return on assets of 1.05% is lower than the 5.00% threshold, indicating inefficient asset utilization

Valley National Bancorp's return on equity of 8.88%, is lower than 15.00%, indicating bad performance

Valley National Bancorp's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Valley National Bancorp had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Valley National Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures

Valley National Bancorp has a free cash flow yield of 4.24%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Valley National Bancorp's yearly earnings has increased 57.25% since last year from $380.27M to $597.98M, signaling increasing performance

Valley National Bancorp's yearly revenue has decreased 2.21% since last year from $3.57B to $3.49B, signaling decreasing performance

ROIC 2.83% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Valley National Bancorp's 3-year revenue CAGR of 16.96% is positive, indicating growing revenue over the past 3 years

Valley National Bancorp had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Valley National Bancorp had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Valley National Bancorp is overvalued relative to its fair value price of 5.38 based on Discounted Cash Flow model

Valley National Bancorp has an earnings yield of 8.53%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Valley National Bancorp is overvalued relative to its fair value price of 3.77 based on EBITDA multiple model

Valley National Bancorp has an EV/EBITDA ratio of 13.82x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Valley National Bancorp is undervalued relative to its fair value price of 23.90 based on Earnings Fair Value model

Valley National Bancorp has a PEG-ratio over 1 which is considered overvalued

Valley National Bancorp has a price-to-book ratio of 1.03x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Valley National Bancorp has a price-to-sales ratio of 2.73x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue