Universal Insurance Holdings, Inc. cash flow to debt ratio of 379.67% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Universal Insurance Holdings, Inc.'s free cash flow has increased 190.06% from $129.99M last year to $377.06M, signaling increasing performance

Universal Insurance Holdings, Inc.'s debt to equity ratio is 0.15, which means that the company's assets are healthy financed, signaling financial stability.

Universal Insurance Holdings, Inc.'s debt has decreased relative to shareholder equity from 0.27 last year to 0.15 today, signaling strengthened financials

Universal Insurance Holdings, Inc. has a net cash position, so leverage is healthy.

Universal Insurance Holdings, Inc.'s interest coverage ratio of 52.65 indicates that earnings with good margin can cover interest payments on company debt

Universal Insurance Holdings, Inc.'s profit margin has increased (249.51%) in the last year from 3.88% to 13.55%, signaling increasing performance

Universal Insurance Holdings, Inc.'s short-term liabilities of $2.15B exceed its short-term assets of $1.24B, signaling financial risk

Universal Insurance Holdings, Inc.'s return on assets of 6.65% is higher than the 5.00% threshold, indicating efficient asset utilization

Universal Insurance Holdings, Inc.'s return on equity of 38.78%, is higher than 15.00%, indicating good performance

Universal Insurance Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Universal Insurance Holdings, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Universal Insurance Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Universal Insurance Holdings, Inc. has a free cash flow yield of 31.21%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Universal Insurance Holdings, Inc.'s yearly earnings has increased 210.47% since last year from $58.93M to $182.95M, signaling increasing performance

Universal Insurance Holdings, Inc.'s yearly revenue has increased 4.94% since last year from $1.52B to $1.60B, signaling increasing performance

ROIC 7.43% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Universal Insurance Holdings, Inc.'s 3-year revenue CAGR of 9.28% is positive, indicating growing revenue over the past 3 years

Universal Insurance Holdings, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Universal Insurance Holdings, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Universal Insurance Holdings, Inc. is undervalued relative to its fair value price of 252.07 based on Discounted Cash Flow model

Universal Insurance Holdings, Inc. has an earnings yield of 18.19%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Universal Insurance Holdings, Inc. is undervalued relative to its fair value price of 77.49 based on EBITDA multiple model

Universal Insurance Holdings, Inc. has an EV/EBITDA ratio of 2.87x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Universal Insurance Holdings, Inc. is undervalued relative to its fair value price of 55.53 based on Earnings Fair Value model

Universal Insurance Holdings, Inc. has a PEG-ratio under 1 which is considered undervalued

Universal Insurance Holdings, Inc. has a price-to-book ratio of 1.90x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Universal Insurance Holdings, Inc. has a price-to-sales ratio of 0.74x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue