U.S. Bancorp cash flow to debt ratio of 10.23% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

U.S. Bancorp's free cash flow has decreased 29.30% from $11.27B last year to $7.97B, signaling decreasing performance

U.S. Bancorp's debt to equity ratio is 1.42, which means that the company's assets are unhealthy financed, signaling financial risk.

U.S. Bancorp's debt has increased relative to shareholder equity from 1.26 last year to 1.42 today, signaling weakened financials

U.S. Bancorp has a net cash position, so leverage is healthy.

U.S. Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

U.S. Bancorp's profit margin has increased (26.72%) in the last year from 14.75% to 18.69%, signaling increasing performance

U.S. Bancorp's short-term liabilities of $539.38B exceed its short-term assets of $137.73B, signaling financial risk

U.S. Bancorp's return on assets of 1.13% is lower than the 5.00% threshold, indicating inefficient asset utilization

U.S. Bancorp's return on equity of 12.49%, is lower than 15.00%, indicating bad performance

U.S. Bancorp's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

U.S. Bancorp had positive net income in 5 out of 5 years, indicating stable and consistent earnings

U.S. Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures

U.S. Bancorp has a free cash flow yield of 7.97%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

U.S. Bancorp's yearly earnings has increased 20.27% since last year from $6.30B to $7.58B, signaling increasing performance

U.S. Bancorp's yearly revenue has increased 0.35% since last year from $42.71B to $42.86B, signaling increasing performance

ROIC 9.49% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

U.S. Bancorp's 3-year revenue CAGR of 16.08% is positive, indicating growing revenue over the past 3 years

U.S. Bancorp had revenue growth in 4 out of 5 years, indicating consistent revenue performance

U.S. Bancorp had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

U.S. Bancorp is undervalued relative to its fair value price of 71.02 based on Discounted Cash Flow model

U.S. Bancorp has an earnings yield of 8.19%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

U.S. Bancorp is overvalued relative to its fair value price of 26.37 based on EBITDA multiple model

U.S. Bancorp has an EV/EBITDA ratio of 3.90x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

U.S. Bancorp is undervalued relative to its fair value price of 119.60 based on Earnings Fair Value model

U.S. Bancorp has a PEG-ratio over 1 which is considered overvalued

U.S. Bancorp has a price-to-book ratio of 1.47x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

U.S. Bancorp has a price-to-sales ratio of 2.28x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue