Upwork Inc. cash flow to debt ratio of 65.18% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Upwork Inc.'s free cash flow has increased 74.29% from $139.12M last year to $242.47M, signaling increasing performance

Upwork Inc.'s debt to equity ratio is 0.61, which means that the company's assets are unhealthy financed, signaling financial risk.

Upwork Inc.'s debt has decreased relative to shareholder equity from 0.64 last year to 0.61 today, signaling strengthened financials

Upwork Inc. has a net cash position, so leverage is healthy.

Upwork Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Upwork Inc.'s profit margin has decreased (53.84%) in the last year from 28.02% to 12.93%, signaling decreasing performance

Upwork Inc.'s short-term assets of $950.83M exceed its short-term liabilities of $650.17M

Upwork Inc.'s return on assets of 7.99% is higher than the 5.00% threshold, indicating efficient asset utilization

Upwork Inc.'s return on equity of 16.70%, is higher than 15.00%, indicating good performance

Upwork Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Upwork Inc. had positive net income in 3 out of 5 years, indicating stable and consistent earnings

Upwork Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Upwork Inc. has a free cash flow yield of 19.97%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Upwork Inc.'s yearly earnings has decreased 46.46% since last year from $215.59M to $115.42M, signaling decreasing performance

Upwork Inc.'s yearly revenue has increased 2.40% since last year from $769.33M to $787.78M, signaling increasing performance

ROIC 8.71% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Upwork Inc.'s 3-year revenue CAGR of 8.41% is positive, indicating growing revenue over the past 3 years

Upwork Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Upwork Inc. had positive ROE in 3 out of 5 years, indicating consistent and reliable returns on equity

Upwork Inc. is undervalued relative to its fair value price of 32.31 based on Discounted Cash Flow model

Upwork Inc. has an earnings yield of 8.36%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Upwork Inc. is overvalued relative to its fair value price of 8.13 based on EBITDA multiple model

Upwork Inc. has an EV/EBITDA ratio of 5.62x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Upwork Inc. is overvalued relative to its fair value price of -1.79 based on Earnings Fair Value model

Upwork Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Upwork Inc. has a price-to-book ratio of 1.99x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Upwork Inc. has a price-to-sales ratio of 1.55x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue