Unum Group 6.250% JR NT58 cash flow to debt ratio of 17.62% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Unum Group 6.250% JR NT58's free cash flow has decreased 59.97% from $1.39B last year to $555.40M, signaling decreasing performance

Unum Group 6.250% JR NT58's debt to equity ratio is 0.35, which means that the company's assets are healthy financed, signaling financial stability.

Unum Group 6.250% JR NT58's debt has decreased relative to shareholder equity from 0.35 last year to 0.35 today, signaling strengthened financials

Unum Group 6.250% JR NT58 has a net debt to EBITDA ratio of 2.96x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Unum Group 6.250% JR NT58's interest coverage ratio of 4.29 indicates that earnings with good margin can cover interest payments on company debt

Unum Group 6.250% JR NT58's profit margin has decreased (61.86%) in the last year from 13.91% to 5.30%, signaling decreasing performance

Unum Group 6.250% JR NT58's short-term assets of $1.59B exceed its short-term liabilities of $0.00

Unum Group 6.250% JR NT58's return on assets of 1.11% is lower than the 5.00% threshold, indicating inefficient asset utilization

Unum Group 6.250% JR NT58's return on equity of 6.43%, is lower than 15.00%, indicating bad performance

Unum Group 6.250% JR NT58's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Unum Group 6.250% JR NT58 had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Unum Group 6.250% JR NT58 has positive free cash flow, indicating the company generates cash after capital expenditures

Unum Group 6.250% JR NT58 has a free cash flow yield of 3.85%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Unum Group 6.250% JR NT58's yearly earnings has decreased 58.49% since last year from $1.78B to $738.50M, signaling decreasing performance

Unum Group 6.250% JR NT58's yearly revenue has increased 1.46% since last year from $12.89B to $13.08B, signaling increasing performance

ROIC 1.11% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Unum Group 6.250% JR NT58's 3-year revenue CAGR of 3.21% is positive, indicating growing revenue over the past 3 years

Unum Group 6.250% JR NT58 had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Unum Group 6.250% JR NT58 had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Unum Group 6.250% JR NT58 is overvalued relative to its fair value price of 16.15 based on Base Cash Flow Valuation (DCF) model

Unum Group 6.250% JR NT58 has an earnings yield of 20.59%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Unum Group 6.250% JR NT58 is undervalued relative to its fair value price of 22.62 based on Base EBITDA Valuation model

Unum Group 6.250% JR NT58 has an EV/EBITDA ratio of 14.37x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Unum Group 6.250% JR NT58 is undervalued relative to its fair value price of 67.57 based on Base Earnings Fair Value model

Unum Group 6.250% JR NT58 has a PEG-ratio over 1 which is considered overvalued

Unum Group 6.250% JR NT58 has a price-to-book ratio of 0.32x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Unum Group 6.250% JR NT58 has a price-to-sales ratio of 0.26x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue