U-Haul Holding Company cash flow to debt ratio of 22.09% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

U-Haul Holding Company's free cash flow has increased -31.95% from $-2.00B last year to $-1.36B, signaling increasing performance

U-Haul Holding Company's debt to equity ratio is 1.06, which means that the company's assets are unhealthy financed, signaling financial risk.

U-Haul Holding Company's debt has increased relative to shareholder equity from 0.97 last year to 1.06 today, signaling weakened financials

U-Haul Holding Company has a net debt to EBITDA ratio of 3.98x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

U-Haul Holding Company's interest coverage ratio is 1.10, which means that the company struggles to meet interest obligations, signaling financial risk.

U-Haul Holding Company's profit margin has decreased (86.71%) in the last year from 5.69% to 0.76%, signaling decreasing performance

U-Haul Holding Company's short-term assets of $1.65B exceed its short-term liabilities of $859.78M

U-Haul Holding Company's return on assets of 0.21% is lower than the 5.00% threshold, indicating inefficient asset utilization

U-Haul Holding Company's return on equity of 0.60%, is lower than 15.00%, indicating bad performance

U-Haul Holding Company's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

U-Haul Holding Company had positive net income in 5 out of 5 years, indicating stable and consistent earnings

U-Haul Holding Company has negative free cash flow, indicating the company is burning cash rather than generating it

U-Haul Holding Company has negative free cash flow, indicating cash burn

U-Haul Holding Company's yearly earnings has decreased 74.95% since last year from $331.80M to $83.13M, signaling decreasing performance

U-Haul Holding Company's yearly revenue has increased 3.59% since last year from $5.83B to $6.04B, signaling increasing performance

ROIC 1.52% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

U-Haul Holding Company's 3-year revenue CAGR of 0.97% is positive, indicating growing revenue over the past 3 years

U-Haul Holding Company had revenue growth in 4 out of 5 years, indicating consistent revenue performance

U-Haul Holding Company had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

U-Haul Holding Company has insufficient data to evaluate this check.

U-Haul Holding Company has an earnings yield of 0.32%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

U-Haul Holding Company is overvalued relative to its fair value price of 31.74 based on EBITDA multiple model

U-Haul Holding Company has an EV/EBITDA ratio of 12.21x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

U-Haul Holding Company is overvalued relative to its fair value price of 42.86 based on Earnings Fair Value model

U-Haul Holding Company's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

U-Haul Holding Company has a price-to-book ratio of 1.89x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

U-Haul Holding Company has a price-to-sales ratio of 2.38x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue