United-Guardian, Inc. carries no debt; cash flow comfortably covers obligations.

United-Guardian, Inc.'s free cash flow has decreased 37.10% from $3.03M last year to $1.91M, signaling decreasing performance

United-Guardian, Inc.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability.

United-Guardian, Inc. has insufficient data to evaluate this check.

United-Guardian, Inc. has a net cash position, so leverage is healthy.

United-Guardian, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

United-Guardian, Inc.'s profit margin has decreased (17.56%) in the last year from 26.69% to 22.00%, signaling decreasing performance

United-Guardian, Inc.'s short-term assets of $12.20M exceed its short-term liabilities of $1.67M

United-Guardian, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

United-Guardian, Inc.'s return on equity of 22.24%, is higher than 15.00%, indicating good performance

United-Guardian, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

United-Guardian, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

United-Guardian, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

United-Guardian, Inc. has a free cash flow yield of 5.70%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

United-Guardian, Inc.'s yearly earnings has decreased 35.23% since last year from $3.25M to $2.11M, signaling decreasing performance

United-Guardian, Inc.'s yearly revenue has decreased 13.43% since last year from $12.18M to $10.55M, signaling decreasing performance

ROIC -106.99% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

United-Guardian, Inc.'s 3-year revenue CAGR of -6.01% is negative, indicating declining revenue over the past 3 years

United-Guardian, Inc. had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance

United-Guardian, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

United-Guardian, Inc. is overvalued relative to its fair value price of 3.17 based on Discounted Cash Flow model

United-Guardian, Inc. has an earnings yield of 7.37%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

United-Guardian, Inc. is overvalued relative to its fair value price of 3.86 based on EBITDA multiple model

United-Guardian, Inc. has an EV/EBITDA ratio of 9.04x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

United-Guardian, Inc. is overvalued relative to its fair value price of 4.47 based on Earnings Fair Value model

United-Guardian, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

United-Guardian, Inc. has negative shareholder equity; price-to-book is not meaningful and the check fails

United-Guardian, Inc. has a price-to-sales ratio of 2.98x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue