United Fire Group, Inc. cash flow to debt ratio of 184.50% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

United Fire Group, Inc.'s free cash flow has decreased 19.83% from $328.43M last year to $263.30M, signaling decreasing performance

United Fire Group, Inc.'s debt to equity ratio is 0.15, which means that the company's assets are healthy financed, signaling financial stability.

United Fire Group, Inc.'s debt has increased relative to shareholder equity from 0.15 last year to 0.15 today, signaling weakened financials

United Fire Group, Inc. has a net cash position, so leverage is healthy.

United Fire Group, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

United Fire Group, Inc.'s profit margin was 4.95% last year and is 9.57% this year, signaling increasing performance

United Fire Group, Inc.'s short-term liabilities of $2.59B exceed its short-term assets of $2.06B, signaling financial risk

United Fire Group, Inc.'s return on assets of 3.51% is lower than the 5.00% threshold, indicating inefficient asset utilization

United Fire Group, Inc.'s return on equity of 14.96%, is lower than 15.00%, indicating bad performance

United Fire Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

United Fire Group, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

United Fire Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

United Fire Group, Inc. has a free cash flow yield of 19.24%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

United Fire Group, Inc.'s yearly earnings has increased 90.76% since last year from $61.96M to $118.19M, signaling increasing performance

United Fire Group, Inc.'s yearly revenue has increased 10.75% since last year from $1.25B to $1.39B, signaling increasing performance

ROIC 15.84% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

United Fire Group, Inc.'s 3-year revenue CAGR of 11.95% is positive, indicating growing revenue over the past 3 years

United Fire Group, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

United Fire Group, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

United Fire Group, Inc. has insufficient data to evaluate this check.

United Fire Group, Inc. has an earnings yield of 10.29%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

United Fire Group, Inc. is overvalued relative to its fair value price of 0.00 based on Base EBITDA Valuation model

United Fire Group, Inc. has an EV/EBITDA ratio of 1.41x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

United Fire Group, Inc. is overvalued relative to its fair value price of 49.78 based on Base Earnings Fair Value model

United Fire Group, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

United Fire Group, Inc. has a price-to-book ratio of 1.40x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

United Fire Group, Inc. has a price-to-sales ratio of 0.93x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue