First Financial Corporation cash flow to debt ratio of 18.81% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

First Financial Corporation's free cash flow has increased 59.28% from $54.26M last year to $86.42M, signaling increasing performance

First Financial Corporation's debt to equity ratio is 0.89, which means that the company's assets are unhealthy financed, signaling financial risk.

First Financial Corporation's debt has increased relative to shareholder equity from 0.39 last year to 0.89 today, signaling weakened financials

First Financial Corporation has a net cash position, so leverage is healthy.

First Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

First Financial Corporation's profit margin has increased (66.50%) in the last year from 15.37% to 25.60%, signaling increasing performance

First Financial Corporation's short-term liabilities of $4.84B exceed its short-term assets of $853.09M, signaling financial risk

First Financial Corporation's return on assets of 1.37% is lower than the 5.00% threshold, indicating inefficient asset utilization

First Financial Corporation's return on equity of 13.02%, is lower than 15.00%, indicating bad performance

First Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First Financial Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

First Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

First Financial Corporation has a free cash flow yield of 8.98%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First Financial Corporation's yearly earnings has increased 67.55% since last year from $47.27M to $79.21M, signaling increasing performance

First Financial Corporation's yearly revenue has increased 6.16% since last year from $307.51M to $326.44M, signaling increasing performance

ROIC 5.06% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

First Financial Corporation's 3-year revenue CAGR of 12.38% is positive, indicating growing revenue over the past 3 years

First Financial Corporation had revenue growth in 4 out of 5 years, indicating consistent revenue performance

First Financial Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

First Financial Corporation is overvalued relative to its fair value price of 66.03 based on Discounted Cash Flow model

First Financial Corporation has an earnings yield of 8.81%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First Financial Corporation is overvalued relative to its fair value price of 34.43 based on EBITDA multiple model

First Financial Corporation has an EV/EBITDA ratio of 5.70x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First Financial Corporation is undervalued relative to its fair value price of 166.40 based on Earnings Fair Value model

First Financial Corporation has a PEG-ratio over 1 which is considered overvalued

First Financial Corporation has a price-to-book ratio of 1.42x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First Financial Corporation has a price-to-sales ratio of 2.91x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue