TriCo Bancshares cash flow to debt ratio of 166.14% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

TriCo Bancshares's free cash flow has increased 21.67% from $105.15M last year to $127.93M, signaling increasing performance

TriCo Bancshares's debt to equity ratio is 0.06, which means that the company's assets are healthy financed, signaling financial stability.

TriCo Bancshares's debt has decreased relative to shareholder equity from 0.18 last year to 0.06 today, signaling strengthened financials

TriCo Bancshares has a net cash position, so leverage is healthy.

TriCo Bancshares earns at least as much interest as it pays. Interest obligations are fully covered.

TriCo Bancshares's profit margin has increased (13.25%) in the last year from 21.92% to 24.83%, signaling increasing performance

TriCo Bancshares's short-term liabilities of $8.27B exceed its short-term assets of $190.67M, signaling financial risk

TriCo Bancshares's return on assets of 1.36% is lower than the 5.00% threshold, indicating inefficient asset utilization

TriCo Bancshares's return on equity of 10.23%, is lower than 15.00%, indicating bad performance

TriCo Bancshares's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

TriCo Bancshares had positive net income in 5 out of 5 years, indicating stable and consistent earnings

TriCo Bancshares has positive free cash flow, indicating the company generates cash after capital expenditures

TriCo Bancshares has a free cash flow yield of 6.99%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

TriCo Bancshares's yearly earnings has increased 5.82% since last year from $114.87M to $121.56M, signaling increasing performance

TriCo Bancshares's yearly revenue has increased 1.78% since last year from $523.97M to $533.31M, signaling increasing performance

ROIC 1.39% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

TriCo Bancshares's 3-year revenue CAGR of 8.98% is positive, indicating growing revenue over the past 3 years

TriCo Bancshares had revenue growth in 5 out of 5 years, indicating consistent revenue performance

TriCo Bancshares had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

TriCo Bancshares is overvalued relative to its fair value price of 54.04 based on Discounted Cash Flow model

TriCo Bancshares has an earnings yield of 7.46%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

TriCo Bancshares is overvalued relative to its fair value price of 41.73 based on EBITDA multiple model

TriCo Bancshares has an EV/EBITDA ratio of 9.59x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

TriCo Bancshares is undervalued relative to its fair value price of 95.40 based on Earnings Fair Value model

TriCo Bancshares has a PEG-ratio over 1 which is considered overvalued

TriCo Bancshares has a price-to-book ratio of 1.35x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

TriCo Bancshares has a price-to-sales ratio of 3.33x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue