Texas Capital Bancshares, Inc. cash flow to debt ratio of 37.89% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Texas Capital Bancshares, Inc.'s free cash flow has decreased 16.50% from $416.28M last year to $347.58M, signaling decreasing performance

Texas Capital Bancshares, Inc.'s debt to equity ratio is 0.23, which means that the company's assets are healthy financed, signaling financial stability.

Texas Capital Bancshares, Inc.'s debt has decreased relative to shareholder equity from 0.46 last year to 0.23 today, signaling strengthened financials

Texas Capital Bancshares, Inc. has a net cash position, so leverage is healthy.

Texas Capital Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Texas Capital Bancshares, Inc.'s profit margin has increased (322.15%) in the last year from 4.40% to 18.58%, signaling increasing performance

Texas Capital Bancshares, Inc.'s short-term liabilities of $26.79B exceed its short-term assets of $2.10B, signaling financial risk

Texas Capital Bancshares, Inc.'s return on assets of 1.08% is lower than the 5.00% threshold, indicating inefficient asset utilization

Texas Capital Bancshares, Inc.'s return on equity of 10.04%, is lower than 15.00%, indicating bad performance

Texas Capital Bancshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Texas Capital Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Texas Capital Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Texas Capital Bancshares, Inc. has a free cash flow yield of 8.05%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Texas Capital Bancshares, Inc.'s yearly earnings has increased 326.08% since last year from $77.51M to $330.24M, signaling increasing performance

Texas Capital Bancshares, Inc.'s yearly revenue has increased 13.54% since last year from $1.76B to $2.00B, signaling increasing performance

ROIC 1.10% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Texas Capital Bancshares, Inc.'s 3-year revenue CAGR of 17.09% is positive, indicating growing revenue over the past 3 years

Texas Capital Bancshares, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Texas Capital Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Texas Capital Bancshares, Inc. is overvalued relative to its fair value price of 40.74 based on Discounted Cash Flow model

Texas Capital Bancshares, Inc. has an earnings yield of 8.16%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Texas Capital Bancshares, Inc. is overvalued relative to its fair value price of 97.42 based on EBITDA multiple model

Texas Capital Bancshares, Inc. has an EV/EBITDA ratio of 6.59x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Texas Capital Bancshares, Inc. is undervalued relative to its fair value price of 183.47 based on Earnings Fair Value model

Texas Capital Bancshares, Inc. has a PEG-ratio under 1 which is considered undervalued

Texas Capital Bancshares, Inc. has a price-to-book ratio of 1.23x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Texas Capital Bancshares, Inc. has a price-to-sales ratio of 2.28x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue