The Bancorp, Inc. cash flow to debt ratio of 118.64% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

The Bancorp, Inc.'s free cash flow has increased 15.83% from $222.68M last year to $257.92M, signaling increasing performance

The Bancorp, Inc.'s debt to equity ratio is 1.36, which means that the company's assets are unhealthy financed, signaling financial risk.

The Bancorp, Inc.'s debt has increased relative to shareholder equity from 0.16 last year to 1.36 today, signaling weakened financials

The Bancorp, Inc. has a net debt to EBITDA ratio of 0.30x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

The Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

The Bancorp, Inc.'s profit margin has decreased (0.00%) in the last year from 30.63% to 30.63%, signaling decreasing performance

The Bancorp, Inc.'s short-term liabilities of $8.17B exceed its short-term assets of $175.61M, signaling financial risk

The Bancorp, Inc.'s return on assets of 2.52% is lower than the 5.00% threshold, indicating inefficient asset utilization

The Bancorp, Inc.'s return on equity of 32.32%, is higher than 15.00%, indicating good performance

The Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

The Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

The Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

The Bancorp, Inc. has a free cash flow yield of 8.99%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

The Bancorp, Inc.'s yearly earnings has increased 4.91% since last year from $217.54M to $228.21M, signaling increasing performance

The Bancorp, Inc.'s yearly revenue has decreased 53.76% since last year from $710.11M to $328.33M, signaling decreasing performance

ROIC 2.52% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

The Bancorp, Inc.'s 3-year revenue CAGR of 18.59% is positive, indicating growing revenue over the past 3 years

The Bancorp, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

The Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

The Bancorp, Inc. is undervalued relative to its fair value price of 98.69 based on Discounted Cash Flow model

The Bancorp, Inc. has an earnings yield of 8.12%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

The Bancorp, Inc. is overvalued relative to its fair value price of 40.46 based on EBITDA multiple model

The Bancorp, Inc. has an EV/EBITDA ratio of 9.62x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

The Bancorp, Inc. is undervalued relative to its fair value price of 117.28 based on Earnings Fair Value model

The Bancorp, Inc. has a PEG-ratio under 1 which is considered undervalued

The Bancorp, Inc. has a price-to-book ratio of 4.05x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

The Bancorp, Inc. has a price-to-sales ratio of 3.77x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue