Stock Yards Bancorp, Inc. cash flow to debt ratio of 37.18% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Stock Yards Bancorp, Inc.'s free cash flow has increased 15.78% from $133.02M last year to $154.00M, signaling increasing performance

Stock Yards Bancorp, Inc.'s debt to equity ratio is 0.35, which means that the company's assets are healthy financed, signaling financial stability.

Stock Yards Bancorp, Inc.'s debt has decreased relative to shareholder equity from 0.53 last year to 0.35 today, signaling strengthened financials

Stock Yards Bancorp, Inc. has a net debt to EBITDA ratio of 1.96x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Stock Yards Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Stock Yards Bancorp, Inc.'s profit margin has increased (16.85%) in the last year from 22.86% to 26.72%, signaling increasing performance

Stock Yards Bancorp, Inc.'s short-term liabilities of $7.91B exceed its short-term assets of $120.28M, signaling financial risk

Stock Yards Bancorp, Inc.'s return on assets of 1.57% is lower than the 5.00% threshold, indicating inefficient asset utilization

Stock Yards Bancorp, Inc.'s return on equity of 13.56%, is lower than 15.00%, indicating bad performance

Stock Yards Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Stock Yards Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Stock Yards Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Stock Yards Bancorp, Inc. has a free cash flow yield of 6.28%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Stock Yards Bancorp, Inc.'s yearly earnings has increased 22.36% since last year from $114.54M to $140.15M, signaling increasing performance

Stock Yards Bancorp, Inc.'s yearly revenue has increased 12.69% since last year from $500.95M to $564.54M, signaling increasing performance

ROIC 8.33% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Stock Yards Bancorp, Inc.'s 3-year revenue CAGR of 19.53% is positive, indicating growing revenue over the past 3 years

Stock Yards Bancorp, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Stock Yards Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Stock Yards Bancorp, Inc. is overvalued relative to its fair value price of 78.76 based on Discounted Cash Flow model

Stock Yards Bancorp, Inc. has an earnings yield of 5.91%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Stock Yards Bancorp, Inc. is overvalued relative to its fair value price of 28.40 based on EBITDA multiple model

Stock Yards Bancorp, Inc. has an EV/EBITDA ratio of 15.15x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Stock Yards Bancorp, Inc. is undervalued relative to its fair value price of 116.98 based on Earnings Fair Value model

Stock Yards Bancorp, Inc. has a PEG-ratio over 1 which is considered overvalued

Stock Yards Bancorp, Inc. has a price-to-book ratio of 2.13x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Stock Yards Bancorp, Inc. has a price-to-sales ratio of 4.52x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue