NYSE
STC
Last Price
US $67.69
KEY FIGURES
MKT CAP
$2.1B
EPS
TTM
$4.37
EPS Growth (1Y)
54.79%
PEG
TTM
-
P/E
TTM
15.50x
P/S
TTM
0.64x
YIELD
3.10%
GROWTH (5Y CAGR)
Revenue
Valuation
Financial
Performance
Cash flow to debt coverage
Stewart Information Services Corporation cash flow to debt ratio of 26.76% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
Stewart Information Services Corporation's free cash flow has increased 39.03% from $95.14M last year to $132.28M, signaling increasing performance
Debt-to-equity ratio
Stewart Information Services Corporation's debt to equity ratio is 0.46, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Stewart Information Services Corporation's debt has increased relative to shareholder equity from 0.40 last year to 0.46 today, signaling weakened financials
Net debt to EBITDA
Stewart Information Services Corporation has a net debt to EBITDA ratio of 1.65x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Interest coverage
Stewart Information Services Corporation's interest coverage ratio of 7.78 indicates that earnings with good margin can cover interest payments on company debt
Profit margin growth
Stewart Information Services Corporation's profit margin has increased (40.06%) in the last year from 2.94% to 4.12%, signaling increasing performance
Current ratio
Stewart Information Services Corporation's short-term liabilities of $777.80M exceed its short-term assets of $559.74M, signaling financial risk
Return on assets
Stewart Information Services Corporation's return on assets of 4.09% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Stewart Information Services Corporation's return on equity of 8.40%, is lower than 15.00%, indicating bad performance
Earnings quality
Stewart Information Services Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Stewart Information Services Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Stewart Information Services Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Stewart Information Services Corporation has a free cash flow yield of 6.62%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Stewart Information Services Corporation's yearly earnings has increased 57.63% since last year from $73.31M to $115.56M, signaling increasing performance
Revenue growth
Stewart Information Services Corporation's yearly revenue has increased 17.31% since last year from $2.49B to $2.92B, signaling increasing performance
Return on invested capital
ROIC 6.23% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
3-year revenue CAGR
Stewart Information Services Corporation's 3-year revenue CAGR of -1.63% is negative, indicating declining revenue over the past 3 years
Revenue consistency
Stewart Information Services Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Stewart Information Services Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Stewart Information Services Corporation is overvalued relative to its fair value price of 10.19 based on Discounted Cash Flow model
Earnings yield (TTM)
Stewart Information Services Corporation has an earnings yield of 6.65%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Stewart Information Services Corporation is overvalued relative to its fair value price of 36.75 based on EBITDA multiple model
EV/EBITDA (FY)
Stewart Information Services Corporation has an EV/EBITDA ratio of 9.93x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Stewart Information Services Corporation's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Stewart Information Services Corporation has a price-to-book ratio of 1.21x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Stewart Information Services Corporation has a price-to-sales ratio of 0.62x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
8.40%
Return on equity
ROIC: 6.23%
Valuation History
14.8X
Price to Earnings
EV/EBITDA: 9.3X
Cash flow
Profit margin
5.01%
EBITDA
0.09%
Cash flow
-12.70%
Cash Flow (DCF)
Fair Value
Market $67.69
-84.95%
Default assumptions
EBITDA Multiple
Fair Value
Market $67.69
-45.71%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.