1st Source Corporation cash flow to debt ratio of 65.48% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

1st Source Corporation's free cash flow has increased 17.38% from $181.49M last year to $213.03M, signaling increasing performance

1st Source Corporation's debt to equity ratio is 0.22, which means that the company's assets are healthy financed, signaling financial stability.

1st Source Corporation's debt has decreased relative to shareholder equity from 0.29 last year to 0.22 today, signaling strengthened financials

1st Source Corporation has a net cash position, so leverage is healthy.

1st Source Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

1st Source Corporation's profit margin has increased (20.79%) in the last year from 23.25% to 28.09%, signaling increasing performance

1st Source Corporation's short-term assets of $1.59B exceed its short-term liabilities of $126.15M

1st Source Corporation's return on assets of 1.85% is lower than the 5.00% threshold, indicating inefficient asset utilization

1st Source Corporation's return on equity of 13.41%, is lower than 15.00%, indicating bad performance

1st Source Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

1st Source Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

1st Source Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

1st Source Corporation has a free cash flow yield of 10.14%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

1st Source Corporation's yearly earnings has increased 19.34% since last year from $132.62M to $158.27M, signaling increasing performance

1st Source Corporation's yearly revenue has increased 5.20% since last year from $570.32M to $600.00M, signaling increasing performance

ROIC 1.84% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

1st Source Corporation's 3-year revenue CAGR of 15.93% is positive, indicating growing revenue over the past 3 years

1st Source Corporation had revenue growth in 4 out of 5 years, indicating consistent revenue performance

1st Source Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

1st Source Corporation is undervalued relative to its fair value price of 126.05 based on Discounted Cash Flow model

1st Source Corporation has an earnings yield of 8.10%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

1st Source Corporation is overvalued relative to its fair value price of 50.21 based on EBITDA multiple model

1st Source Corporation has an EV/EBITDA ratio of 3.98x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

1st Source Corporation is undervalued relative to its fair value price of 159.18 based on Earnings Fair Value model

1st Source Corporation has a PEG-ratio under 1 which is considered undervalued

1st Source Corporation has a price-to-book ratio of 1.56x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

1st Source Corporation has a price-to-sales ratio of 3.47x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue