SelectQuote, Inc. cash flow to debt ratio of 8.04% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

SelectQuote, Inc.'s free cash flow has increased 299.24% from $-13.86M last year to $27.61M, signaling increasing performance

SelectQuote, Inc.'s debt to equity ratio is 0.61, which means that the company's assets are unhealthy financed, signaling financial risk.

SelectQuote, Inc.'s debt has decreased relative to shareholder equity from 0.72 last year to 0.61 today, signaling strengthened financials

SelectQuote, Inc. has a net debt to EBITDA ratio of 2.72x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

SelectQuote, Inc.'s interest coverage ratio is 1.66, which means that the company struggles to meet interest obligations, signaling financial risk.

SelectQuote, Inc.'s profit margin was 3.12% last year and is 3.84% this year, signaling increasing performance

SelectQuote, Inc.'s short-term assets of $350.95M exceed its short-term liabilities of $192.62M

SelectQuote, Inc.'s return on assets of 4.09% is lower than the 5.00% threshold, indicating inefficient asset utilization

SelectQuote, Inc.'s return on equity of 10.03%, is lower than 15.00%, indicating bad performance

SelectQuote, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

SelectQuote, Inc. had positive net income in only 2 out of 5 years, indicating unstable earnings

SelectQuote, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

SelectQuote, Inc. has a free cash flow yield of 39.14%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

SelectQuote, Inc.'s yearly earnings has increased 30.70% since last year from $47.58M to $62.19M, signaling increasing performance

SelectQuote, Inc.'s yearly revenue has increased 6.02% since last year from $1.53B to $1.62B, signaling increasing performance

ROIC 4.45% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

SelectQuote, Inc.'s 3-year revenue CAGR of 17.30% is positive, indicating growing revenue over the past 3 years

SelectQuote, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

SelectQuote, Inc. had positive ROE in only 2 out of 5 years, indicating inconsistent returns on equity

SelectQuote, Inc. has insufficient data to evaluate this check.

SelectQuote, Inc. has an earnings yield of 82.62%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

SelectQuote, Inc. is overvalued relative to its fair value price of 0.00 based on Base EBITDA Valuation model

SelectQuote, Inc. has an EV/EBITDA ratio of 3.23x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

SelectQuote, Inc. is undervalued relative to its fair value price of 9.02 based on Base Earnings Fair Value model

SelectQuote, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

SelectQuote, Inc. has a price-to-book ratio of 0.12x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

SelectQuote, Inc. has a price-to-sales ratio of 0.05x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue