Skyward Specialty Insurance Group, Inc. cash flow to debt ratio of 340.12% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Skyward Specialty Insurance Group, Inc.'s free cash flow has increased 33.81% from $300.89M last year to $402.62M, signaling increasing performance

Skyward Specialty Insurance Group, Inc.'s debt to equity ratio is 0.33, which means that the company's assets are healthy financed, signaling financial stability.

Skyward Specialty Insurance Group, Inc.'s debt has increased relative to shareholder equity from 0.15 last year to 0.33 today, signaling weakened financials

Skyward Specialty Insurance Group, Inc. has a net cash position, so leverage is healthy.

Skyward Specialty Insurance Group, Inc.'s interest coverage ratio of 5.55 indicates that earnings with good margin can cover interest payments on company debt

Skyward Specialty Insurance Group, Inc.'s profit margin has increased (10.62%) in the last year from 10.35% to 11.45%, signaling increasing performance

Skyward Specialty Insurance Group, Inc.'s short-term liabilities of $3.66B exceed its short-term assets of $3.49B, signaling financial risk

Skyward Specialty Insurance Group, Inc.'s return on assets of 2.77% is lower than the 5.00% threshold, indicating inefficient asset utilization

Skyward Specialty Insurance Group, Inc.'s return on equity of 16.84%, is higher than 15.00%, indicating good performance

Skyward Specialty Insurance Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Skyward Specialty Insurance Group, Inc. has insufficient public price history to evaluate earnings stability.

Skyward Specialty Insurance Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Skyward Specialty Insurance Group, Inc. has a free cash flow yield of 16.02%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Skyward Specialty Insurance Group, Inc.'s yearly earnings has increased 43.09% since last year from $118.83M to $170.03M, signaling increasing performance

Skyward Specialty Insurance Group, Inc.'s yearly revenue has increased 23.18% since last year from $1.15B to $1.41B, signaling increasing performance

ROIC 2.30% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Skyward Specialty Insurance Group, Inc.'s 3-year revenue CAGR of 30.48% is positive, indicating growing revenue over the past 3 years

Skyward Specialty Insurance Group, Inc. has insufficient public price history to evaluate revenue consistency.

Skyward Specialty Insurance Group, Inc. has insufficient public price history to evaluate ROE consistency.

Skyward Specialty Insurance Group, Inc. is undervalued relative to its fair value price of 161.54 based on Discounted Cash Flow model

Skyward Specialty Insurance Group, Inc. has an earnings yield of 7.49%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Skyward Specialty Insurance Group, Inc. is overvalued relative to its fair value price of 36.91 based on EBITDA multiple model

Skyward Specialty Insurance Group, Inc. has an EV/EBITDA ratio of 4.75x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Skyward Specialty Insurance Group, Inc. has insufficient data to evaluate this check.

Skyward Specialty Insurance Group, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Skyward Specialty Insurance Group, Inc. has a price-to-book ratio of 1.98x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Skyward Specialty Insurance Group, Inc. has a price-to-sales ratio of 1.53x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue