SHF Holdings, Inc. cash flow to debt ratio of -481.02% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

SHF Holdings, Inc.'s free cash flow has decreased 893.93% from $430.48K last year to $-3.42M, signaling decreasing performance

SHF Holdings, Inc.'s debt to equity ratio is 0.10, which means that the company's assets are healthy financed, signaling financial stability.

SHF Holdings, Inc.'s debt has increased relative to shareholder equity from -0.97 last year to 0.10 today, signaling weakened financials

SHF Holdings, Inc. has a net cash position, so leverage is healthy.

SHF Holdings, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

SHF Holdings, Inc.'s profit margin has increased (-51.08%) in the last year from -262.50% to -128.42%, signaling increasing performance

SHF Holdings, Inc.'s short-term assets of $12.20M exceed its short-term liabilities of $6.50M

SHF Holdings, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

SHF Holdings, Inc.'s return on equity of -163.10%, is lower than 15.00%, indicating bad performance

SHF Holdings, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

SHF Holdings, Inc. has insufficient public price history to evaluate earnings stability.

SHF Holdings, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it

SHF Holdings, Inc. has negative free cash flow, indicating cash burn

SHF Holdings, Inc.'s yearly earnings has increased -95.53% since last year from $-48.32M to $-2.16M, signaling increasing performance

SHF Holdings, Inc.'s yearly revenue has decreased 58.31% since last year from $18.41M to $7.67M, signaling decreasing performance

ROIC -12.65% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

SHF Holdings, Inc. has insufficient revenue history to calculate 3-year revenue CAGR.

SHF Holdings, Inc. had revenue growth in only 1 out of 5 years, indicating inconsistent revenue performance

SHF Holdings, Inc. has insufficient public price history to evaluate ROE consistency.

SHF Holdings, Inc. has insufficient data to evaluate this check.

SHF Holdings, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

SHF Holdings, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

SHF Holdings, Inc. has negative or missing EBITDA, making EV/EBITDA ratio unreliable

SHF Holdings, Inc. has insufficient data to evaluate this check.

SHF Holdings, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

SHF Holdings, Inc. has a price-to-book ratio of 0.00x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

SHF Holdings, Inc. has a price-to-sales ratio of 0.00x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue