Shore Bancshares, Inc. cash flow to debt ratio of 56.15% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Shore Bancshares, Inc.'s free cash flow has increased 42.15% from $41.66M last year to $59.22M, signaling increasing performance

Shore Bancshares, Inc.'s debt to equity ratio is 0.16, which means that the company's assets are healthy financed, signaling financial stability.

Shore Bancshares, Inc.'s debt has decreased relative to shareholder equity from 0.25 last year to 0.16 today, signaling strengthened financials

Shore Bancshares, Inc. has a net debt to EBITDA ratio of 0.77x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Shore Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Shore Bancshares, Inc.'s profit margin was 13.44% last year and is 19.12% this year, signaling increasing performance

Shore Bancshares, Inc.'s short-term assets of $68.72M exceed its short-term liabilities of $11.03M

Shore Bancshares, Inc.'s return on assets of 1.08% is lower than the 5.00% threshold, indicating inefficient asset utilization

Shore Bancshares, Inc.'s return on equity of 11.10%, is lower than 15.00%, indicating bad performance

Shore Bancshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Shore Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Shore Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Shore Bancshares, Inc. has a free cash flow yield of 7.69%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Shore Bancshares, Inc.'s yearly earnings has increased 35.58% since last year from $43.89M to $59.51M, signaling increasing performance

Shore Bancshares, Inc.'s yearly revenue has increased 4.97% since last year from $326.49M to $342.72M, signaling increasing performance

ROIC 8.81% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Shore Bancshares, Inc.'s 3-year revenue CAGR of 35.77% is positive, indicating growing revenue over the past 3 years

Shore Bancshares, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Shore Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Shore Bancshares, Inc. is undervalued relative to its fair value price of 29.65 based on Base Cash Flow Valuation (DCF) model

Shore Bancshares, Inc. has an earnings yield of 8.60%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Shore Bancshares, Inc. is overvalued relative to its fair value price of 14.69 based on Base EBITDA Valuation model

Shore Bancshares, Inc. has an EV/EBITDA ratio of 10.55x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Shore Bancshares, Inc. is undervalued relative to its fair value price of 43.13 based on Base Earnings Fair Value model

Shore Bancshares, Inc. has a PEG-ratio over 1 which is considered overvalued

Shore Bancshares, Inc. has a price-to-book ratio of 1.25x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Shore Bancshares, Inc. has a price-to-sales ratio of 2.22x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue