ServisFirst Bancshares, Inc. cash flow to debt ratio of 23.58% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

ServisFirst Bancshares, Inc.'s free cash flow has increased 40.68% from $248.27M last year to $349.26M, signaling increasing performance

ServisFirst Bancshares, Inc.'s debt to equity ratio is 0.82, which means that the company's assets are unhealthy financed, signaling financial risk.

ServisFirst Bancshares, Inc.'s debt has decreased relative to shareholder equity from 1.27 last year to 0.82 today, signaling strengthened financials

ServisFirst Bancshares, Inc. has a net debt to EBITDA ratio of 0.99x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

ServisFirst Bancshares, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

ServisFirst Bancshares, Inc.'s profit margin has increased (33.08%) in the last year from 23.26% to 30.95%, signaling increasing performance

ServisFirst Bancshares, Inc.'s short-term liabilities of $4.16B exceed its short-term assets of $1.16B, signaling financial risk

ServisFirst Bancshares, Inc.'s return on assets of 1.75% is lower than the 5.00% threshold, indicating inefficient asset utilization

ServisFirst Bancshares, Inc.'s return on equity of 17.06%, is higher than 15.00%, indicating good performance

ServisFirst Bancshares, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

ServisFirst Bancshares, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

ServisFirst Bancshares, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

ServisFirst Bancshares, Inc. has a free cash flow yield of 7.22%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

ServisFirst Bancshares, Inc.'s yearly earnings has increased 21.72% since last year from $227.24M to $276.60M, signaling increasing performance

ServisFirst Bancshares, Inc.'s yearly revenue has increased 4.13% since last year from $977.12M to $1.02B, signaling increasing performance

ROIC 1.75% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

ServisFirst Bancshares, Inc.'s 3-year revenue CAGR of 20.57% is positive, indicating growing revenue over the past 3 years

ServisFirst Bancshares, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

ServisFirst Bancshares, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

ServisFirst Bancshares, Inc. is overvalued relative to its fair value price of 87.60 based on Discounted Cash Flow model

ServisFirst Bancshares, Inc. has an earnings yield of 6.63%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

ServisFirst Bancshares, Inc. is overvalued relative to its fair value price of 18.00 based on EBITDA multiple model

ServisFirst Bancshares, Inc. has an EV/EBITDA ratio of 14.93x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

ServisFirst Bancshares, Inc. is undervalued relative to its fair value price of 124.90 based on Earnings Fair Value model

ServisFirst Bancshares, Inc. has a PEG-ratio over 1 which is considered overvalued

ServisFirst Bancshares, Inc. has a price-to-book ratio of 2.45x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

ServisFirst Bancshares, Inc. has a price-to-sales ratio of 4.67x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue