Sezzle Inc. cash flow to debt ratio of 149.07% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Sezzle Inc.'s free cash flow has increased 428.35% from $39.44M last year to $208.36M, signaling increasing performance

Sezzle Inc.'s debt to equity ratio is 0.52, which means that the company's assets are healthy financed, signaling financial stability.

Sezzle Inc.'s debt has decreased relative to shareholder equity from 1.19 last year to 0.52 today, signaling strengthened financials

Sezzle Inc. has a net debt to EBITDA ratio of 0.29x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Sezzle Inc.'s interest coverage ratio of 27.40 indicates that earnings with good margin can cover interest payments on company debt

Sezzle Inc.'s profit margin has increased (4.80%) in the last year from 28.96% to 30.35%, signaling increasing performance

Sezzle Inc.'s short-term assets of $351.86M exceed its short-term liabilities of $89.77M

Sezzle Inc.'s return on assets of 35.36% is higher than the 5.00% threshold, indicating efficient asset utilization

Sezzle Inc.'s return on equity of 85.55%, is higher than 15.00%, indicating good performance

Sezzle Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Sezzle Inc. has insufficient public price history to evaluate earnings stability.

Sezzle Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Sezzle Inc. has a free cash flow yield of 5.25%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Sezzle Inc.'s yearly earnings has increased 69.54% since last year from $78.52M to $133.13M, signaling increasing performance

Sezzle Inc.'s yearly revenue has increased 66.08% since last year from $271.13M to $450.28M, signaling increasing performance

ROIC 48.64% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Sezzle Inc.'s 3-year revenue CAGR of 53.06% is positive, indicating growing revenue over the past 3 years

Sezzle Inc. has insufficient public price history to evaluate revenue consistency.

Sezzle Inc. has insufficient public price history to evaluate ROE consistency.

Sezzle Inc. has insufficient data to evaluate this check.

Sezzle Inc. has an earnings yield of 4.06%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Sezzle Inc. is overvalued relative to its fair value price of 34.27 based on EBITDA multiple model

Sezzle Inc. has an EV/EBITDA ratio of 15.18x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Sezzle Inc. has insufficient data to evaluate this check.

Sezzle Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Sezzle Inc. has a price-to-book ratio of 17.07x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

Sezzle Inc. has a price-to-sales ratio of 7.48x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue