SunCar Technology Group Inc. cash flow to debt ratio of 6.81% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

SunCar Technology Group Inc.'s free cash flow has decreased 52.57% from $11.25M last year to $5.34M, signaling decreasing performance

SunCar Technology Group Inc.'s debt to equity ratio is 2.58, which means that the company's assets are unhealthy financed, signaling financial risk.

SunCar Technology Group Inc.'s debt has decreased relative to shareholder equity from 7.08 last year to 2.58 today, signaling strengthened financials

SunCar Technology Group Inc. has a net debt to EBITDA ratio of 4.10x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

SunCar Technology Group Inc.'s interest coverage ratio of 2.33 indicates that earnings with margin can cover interest payments on company debt

SunCar Technology Group Inc.'s profit margin has increased (-96.31%) in the last year from -15.54% to -0.57%, signaling increasing performance

SunCar Technology Group Inc.'s short-term assets of $183.30M exceed its short-term liabilities of $147.26M

SunCar Technology Group Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

SunCar Technology Group Inc.'s return on equity of -9.56%, is lower than 15.00%, indicating bad performance

SunCar Technology Group Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

SunCar Technology Group Inc. had positive net income in only 0 out of 5 years, indicating unstable earnings

SunCar Technology Group Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

SunCar Technology Group Inc. has a free cash flow yield of 6.54%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

SunCar Technology Group Inc.'s yearly earnings has increased -94.26% since last year from $-68.66M to $-3.94M, signaling increasing performance

SunCar Technology Group Inc.'s yearly revenue has increased 10.73% since last year from $441.90M to $489.29M, signaling increasing performance

ROIC 3.92% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

SunCar Technology Group Inc.'s 3-year revenue CAGR of 20.10% is positive, indicating growing revenue over the past 3 years

SunCar Technology Group Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

SunCar Technology Group Inc. had positive ROE in only 0 out of 5 years, indicating inconsistent returns on equity

SunCar Technology Group Inc. has insufficient data to evaluate this check.

SunCar Technology Group Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

SunCar Technology Group Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

SunCar Technology Group Inc. has an EV/EBITDA ratio of 13.04x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

SunCar Technology Group Inc. has insufficient data to evaluate this check.

SunCar Technology Group Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

SunCar Technology Group Inc. has a price-to-book ratio of 0.88x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

SunCar Technology Group Inc. has a price-to-sales ratio of 0.16x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue