NYSE
SCHW
Last Price
US $110.06
KEY FIGURES
MKT CAP
$191.4B
EPS
TTM
$5.82
EPS Growth (1Y)
55.85%
PEG
TTM
1.11x
P/E
TTM
18.91x
P/S
TTM
6.36x
YIELD
1.12%
GROWTH (5Y CAGR)
Profit margin
Current Ratio
Capital Returns
20.40%
Return on equity
ROIC: 1.95%
Valuation History
19.9X
Price to Earnings
EV/EBITDA: 12.3X
Cash flow
Profit margin
Revenue
17.98%
EBITDA
21.19%
Cash flow
7.09%
Cash Flow (DCF)
Fair Value
Market $110.06
-20.53%
Default assumptions
EBITDA Multiple
Fair Value
Market $110.06
-37.59%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
The Charles Schwab Corporation cash flow to debt ratio of 30.08% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
The Charles Schwab Corporation's free cash flow has increased 327.46% from $2.05B last year to $8.76B, signaling increasing performance
Debt-to-equity ratio
The Charles Schwab Corporation's debt to equity ratio is 0.74, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
The Charles Schwab Corporation's debt has decreased relative to shareholder equity from 0.93 last year to 0.74 today, signaling strengthened financials
Net debt to EBITDA
The Charles Schwab Corporation has a net cash position, so leverage is healthy.
Interest coverage
The Charles Schwab Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
The Charles Schwab Corporation's profit margin has increased (47.12%) in the last year from 22.85% to 33.62%, signaling increasing performance
Current ratio
The Charles Schwab Corporation's short-term liabilities of $406.54B exceed its short-term assets of $215.65B, signaling financial risk
Return on assets
The Charles Schwab Corporation's return on assets of 1.95% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
The Charles Schwab Corporation's return on equity of 20.40%, is higher than 15.00%, indicating good performance
Earnings quality
The Charles Schwab Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
The Charles Schwab Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
The Charles Schwab Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
The Charles Schwab Corporation has a free cash flow yield of 4.67%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
The Charles Schwab Corporation's yearly earnings has increased 48.97% since last year from $5.94B to $8.85B, signaling increasing performance
Revenue growth
The Charles Schwab Corporation's yearly revenue has increased 3.25% since last year from $26.00B to $26.84B, signaling increasing performance
Return on invested capital
ROIC 1.95% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
The Charles Schwab Corporation's 3-year revenue CAGR of 7.45% is positive, indicating growing revenue over the past 3 years
Revenue consistency
The Charles Schwab Corporation had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
The Charles Schwab Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
The Charles Schwab Corporation is overvalued relative to its fair value price of 87.47 based on Discounted Cash Flow model
Earnings yield (TTM)
The Charles Schwab Corporation has an earnings yield of 5.39%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
The Charles Schwab Corporation is overvalued relative to its fair value price of 68.69 based on EBITDA multiple model
EV/EBITDA (FY)
The Charles Schwab Corporation has an EV/EBITDA ratio of 8.63x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
The Charles Schwab Corporation has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
The Charles Schwab Corporation has a price-to-book ratio of 3.76x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
The Charles Schwab Corporation has a price-to-sales ratio of 6.24x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue