Ryan Specialty Holdings, Inc. cash flow to debt ratio of 18.23% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Ryan Specialty Holdings, Inc.'s free cash flow has increased 23.05% from $467.87M last year to $575.71M, signaling increasing performance

Ryan Specialty Holdings, Inc.'s debt to equity ratio is 7.47, which means that the company's assets are unhealthy financed, signaling financial risk.

Ryan Specialty Holdings, Inc.'s debt has increased relative to shareholder equity from 5.52 last year to 7.47 today, signaling weakened financials

Ryan Specialty Holdings, Inc. has a net debt to EBITDA ratio of 4.20x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Ryan Specialty Holdings, Inc.'s interest coverage ratio of 2.96 indicates that earnings with margin can cover interest payments on company debt

Ryan Specialty Holdings, Inc.'s profit margin has increased (55.31%) in the last year from 3.76% to 5.84%, signaling increasing performance

Ryan Specialty Holdings, Inc.'s short-term assets of $647.27M exceed its short-term liabilities of $86.17M

Ryan Specialty Holdings, Inc.'s return on assets of 1.57% is lower than the 5.00% threshold, indicating inefficient asset utilization

Ryan Specialty Holdings, Inc.'s return on equity of 31.03%, is higher than 15.00%, indicating good performance

Ryan Specialty Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Ryan Specialty Holdings, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Ryan Specialty Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Ryan Specialty Holdings, Inc. has a free cash flow yield of 10.48%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Ryan Specialty Holdings, Inc.'s yearly earnings has decreased 33.03% since last year from $94.67M to $63.40M, signaling decreasing performance

Ryan Specialty Holdings, Inc.'s yearly revenue has increased 21.28% since last year from $2.52B to $3.05B, signaling increasing performance

ROIC 4.67% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Ryan Specialty Holdings, Inc.'s 3-year revenue CAGR of 20.93% is positive, indicating growing revenue over the past 3 years

Ryan Specialty Holdings, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Ryan Specialty Holdings, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Ryan Specialty Holdings, Inc. is undervalued relative to its fair value price of 52.81 based on Discounted Cash Flow model

Ryan Specialty Holdings, Inc. has an earnings yield of 3.54%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Ryan Specialty Holdings, Inc. is overvalued relative to its fair value price of 17.35 based on EBITDA multiple model

Ryan Specialty Holdings, Inc. has an EV/EBITDA ratio of 11.04x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Ryan Specialty Holdings, Inc. has insufficient data to evaluate this check.

Ryan Specialty Holdings, Inc.'s earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Ryan Specialty Holdings, Inc. has a price-to-book ratio of 5.23x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

Ryan Specialty Holdings, Inc. has a price-to-sales ratio of 1.65x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue