Redwood Trust, Inc. 9.125% Seni cash flow to debt ratio of -45.29% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Redwood Trust, Inc. 9.125% Seni's free cash flow has decreased 72.19% from $-5.86B last year to $-10.09B, signaling decreasing performance

Redwood Trust, Inc. 9.125% Seni's debt to equity ratio is 29.41, which means that the company's assets are unhealthy financed, signaling financial risk.

Redwood Trust, Inc. 9.125% Seni's debt has increased relative to shareholder equity from 14.10 last year to 29.41 today, signaling weakened financials

Redwood Trust, Inc. 9.125% Seni has negative EBITDA, making leverage ratio unreliable

Redwood Trust, Inc. 9.125% Seni earns at least as much interest as it pays. Interest obligations are fully covered.

Redwood Trust, Inc. 9.125% Seni's profit margin has decreased (98.05%) in the last year from 22.27% to 0.43%, signaling decreasing performance

Redwood Trust, Inc. 9.125% Seni's short-term liabilities of $3.28B exceed its short-term assets of $256.00M, signaling financial risk

Redwood Trust, Inc. 9.125% Seni's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Redwood Trust, Inc. 9.125% Seni's return on equity of 0.59%, is lower than 15.00%, indicating bad performance

Redwood Trust, Inc. 9.125% Seni's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Redwood Trust, Inc. 9.125% Seni has insufficient public price history to evaluate earnings stability.

Redwood Trust, Inc. 9.125% Seni has negative free cash flow, indicating the company is burning cash rather than generating it

Redwood Trust, Inc. 9.125% Seni has negative free cash flow, indicating cash burn

Redwood Trust, Inc. 9.125% Seni's yearly earnings has decreased 229.71% since last year from $54.00M to $-70.05M, signaling decreasing performance

Redwood Trust, Inc. 9.125% Seni's yearly revenue has decreased 70.93% since last year from $945.16M to $274.78M, signaling decreasing performance

ROIC 5.92% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Redwood Trust, Inc. 9.125% Seni has insufficient revenue history to calculate 3-year revenue CAGR.

Redwood Trust, Inc. 9.125% Seni has insufficient public price history to evaluate revenue consistency.

Redwood Trust, Inc. 9.125% Seni has insufficient public price history to evaluate ROE consistency.

Redwood Trust, Inc. 9.125% Seni has insufficient data to evaluate this check.

Redwood Trust, Inc. 9.125% Seni has an earnings yield of 0.18%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Redwood Trust, Inc. 9.125% Seni is overvalued relative to its fair value price of 0.00 based on Base EBITDA Valuation model

Redwood Trust, Inc. 9.125% Seni has negative or missing EBITDA, making EV/EBITDA ratio unreliable

Redwood Trust, Inc. 9.125% Seni has insufficient data to evaluate this check.

Redwood Trust, Inc. 9.125% Seni has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Redwood Trust, Inc. 9.125% Seni has a price-to-book ratio of 3.33x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Redwood Trust, Inc. 9.125% Seni has a price-to-sales ratio of 2.36x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue