Riverview Bancorp, Inc. cash flow to debt ratio of 26.58% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Riverview Bancorp, Inc.'s free cash flow has increased 102.50% from $5.56M last year to $11.25M, signaling increasing performance

Riverview Bancorp, Inc.'s debt to equity ratio is 0.31, which means that the company's assets are healthy financed, signaling financial stability.

Riverview Bancorp, Inc.'s debt has decreased relative to shareholder equity from 0.66 last year to 0.31 today, signaling strengthened financials

Riverview Bancorp, Inc. has a net cash position, so leverage is healthy.

Riverview Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Riverview Bancorp, Inc.'s profit margin has decreased (194.80%) in the last year from 6.70% to -6.35%, signaling decreasing performance

Riverview Bancorp, Inc.'s short-term liabilities of $1.25B exceed its short-term assets of $122.15M, signaling financial risk

Riverview Bancorp, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Riverview Bancorp, Inc.'s return on equity of -2.50%, is lower than 15.00%, indicating bad performance

Riverview Bancorp, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Riverview Bancorp, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Riverview Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Riverview Bancorp, Inc. has a free cash flow yield of 10.53%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Riverview Bancorp, Inc.'s yearly earnings has decreased 188.54% since last year from $4.90M to $-4.34M, signaling decreasing performance

Riverview Bancorp, Inc.'s yearly revenue has decreased 15.31% since last year from $73.22M to $62.01M, signaling decreasing performance

ROIC -0.26% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Riverview Bancorp, Inc.'s 3-year revenue CAGR of -1.55% is negative, indicating declining revenue over the past 3 years

Riverview Bancorp, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Riverview Bancorp, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Riverview Bancorp, Inc. has insufficient data to evaluate this check.

Riverview Bancorp, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Riverview Bancorp, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Riverview Bancorp, Inc. has negative or missing EBITDA, making EV/EBITDA ratio unreliable

Riverview Bancorp, Inc. is overvalued relative to its fair value price of 2.46 based on Earnings Fair Value model

Riverview Bancorp, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Riverview Bancorp, Inc. has a price-to-book ratio of 0.74x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Riverview Bancorp, Inc. has a price-to-sales ratio of 1.77x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue