Repay Holdings Corporation cash flow to debt ratio of 20.86% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Repay Holdings Corporation's free cash flow has decreased 13.42% from $105.24M last year to $91.11M, signaling decreasing performance

Repay Holdings Corporation's debt to equity ratio is 0.05, which means that the company's assets are healthy financed, signaling financial stability.

Repay Holdings Corporation's debt has decreased relative to shareholder equity from 0.67 last year to 0.05 today, signaling strengthened financials

Repay Holdings Corporation has negative EBITDA, making leverage ratio unreliable

Repay Holdings Corporation's interest coverage ratio is -0.54, which means that the company struggles to meet interest obligations, signaling financial risk.

Repay Holdings Corporation's profit margin has decreased (1.43K%) in the last year from -3.24% to -49.57%, signaling decreasing performance

Repay Holdings Corporation's short-term liabilities of $240.65M exceed its short-term assets of $196.83M, signaling financial risk

Repay Holdings Corporation's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Repay Holdings Corporation's return on equity of -32.64%, is lower than 15.00%, indicating bad performance

Repay Holdings Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Repay Holdings Corporation had positive net income in only 1 out of 5 years, indicating unstable earnings

Repay Holdings Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Repay Holdings Corporation has a free cash flow yield of 27.01%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Repay Holdings Corporation's yearly earnings has decreased 2.43K% since last year from $-10.16M to $-256.72M, signaling decreasing performance

Repay Holdings Corporation's yearly revenue has decreased 1.21% since last year from $313.04M to $309.26M, signaling decreasing performance

ROIC -0.70% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Repay Holdings Corporation's 3-year revenue CAGR of 3.46% is positive, indicating growing revenue over the past 3 years

Repay Holdings Corporation had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Repay Holdings Corporation had positive ROE in only 1 out of 5 years, indicating inconsistent returns on equity

Repay Holdings Corporation is undervalued relative to its fair value price of 14.82 based on Discounted Cash Flow model

Repay Holdings Corporation has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Repay Holdings Corporation is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Repay Holdings Corporation has negative or missing EBITDA, making EV/EBITDA ratio unreliable

Repay Holdings Corporation is overvalued relative to its fair value price of -11.83 based on Earnings Fair Value model

Repay Holdings Corporation has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Repay Holdings Corporation has a price-to-book ratio of 0.68x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Repay Holdings Corporation has a price-to-sales ratio of 0.94x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue