Renasant Corporation cash flow to debt ratio of 25.72% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Renasant Corporation's free cash flow has increased 105.35% from $115.78M last year to $237.75M, signaling increasing performance

Renasant Corporation's debt to equity ratio is 0.29, which means that the company's assets are healthy financed, signaling financial stability.

Renasant Corporation's debt has increased relative to shareholder equity from 0.20 last year to 0.29 today, signaling weakened financials

Renasant Corporation has a net cash position, so leverage is healthy.

Renasant Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Renasant Corporation's profit margin has increased (33.69%) in the last year from 18.83% to 25.17%, signaling increasing performance

Renasant Corporation's short-term assets of $1.07B exceed its short-term liabilities of $555.77M

Renasant Corporation's return on assets of 1.16% is lower than the 5.00% threshold, indicating inefficient asset utilization

Renasant Corporation's return on equity of 8.13%, is lower than 15.00%, indicating bad performance

Renasant Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Renasant Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Renasant Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Renasant Corporation has a free cash flow yield of 6.09%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Renasant Corporation's yearly earnings has decreased 7.26% since last year from $195.46M to $181.27M, signaling decreasing performance

Renasant Corporation's yearly revenue has increased 29.57% since last year from $1.04B to $1.35B, signaling increasing performance

ROIC 2.41% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Renasant Corporation's 3-year revenue CAGR of 27.85% is positive, indicating growing revenue over the past 3 years

Renasant Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Renasant Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Renasant Corporation is undervalued relative to its fair value price of 44.99 based on Discounted Cash Flow model

Renasant Corporation has an earnings yield of 7.94%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Renasant Corporation is overvalued relative to its fair value price of 18.23 based on EBITDA multiple model

Renasant Corporation has an EV/EBITDA ratio of 16.00x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Renasant Corporation is undervalued relative to its fair value price of 70.00 based on Earnings Fair Value model

Renasant Corporation has a PEG-ratio over 1 which is considered overvalued

Renasant Corporation has a price-to-book ratio of 1.02x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Renasant Corporation has a price-to-sales ratio of 3.17x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue