NYSE
RJF
Last Price
US $180.99
KEY FIGURES
MKT CAP
$34.8B
EPS
TTM
$11.89
EPS Growth (1Y)
6.19%
PEG
TTM
0.71x
P/E
TTM
15.23x
P/S
TTM
2.07x
YIELD
1.17%
GROWTH (5Y CAGR)
Profit margin
Current Ratio
Capital Returns
18.32%
Return on equity
ROIC: 8.54%
Valuation History
15.5X
Price to Earnings
EV/EBITDA: 9.3X
Cash flow
Profit margin
Revenue
14.55%
EBITDA
32.35%
Cash flow
-10.67%
Cash Flow (DCF)
Fair Value
Market $180.99
-34.99%
Default assumptions
EBITDA Multiple
Fair Value
Market $180.99
12.30%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Cash flow to debt coverage
Raymond James Financial, Inc. cash flow to debt ratio of 53.55% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
Raymond James Financial, Inc.'s free cash flow has increased 15.18% from $1.95B last year to $2.25B, signaling increasing performance
Debt-to-equity ratio
Raymond James Financial, Inc.'s debt to equity ratio is 0.42, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Raymond James Financial, Inc.'s debt has increased relative to shareholder equity from 0.34 last year to 0.42 today, signaling weakened financials
Net debt to EBITDA
Raymond James Financial, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Raymond James Financial, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Raymond James Financial, Inc.'s profit margin has decreased (2.91%) in the last year from 14.03% to 13.62%, signaling decreasing performance
Current ratio
Raymond James Financial, Inc.'s short-term liabilities of $65.97B exceed its short-term assets of $21.10B, signaling financial risk
Return on assets
Raymond James Financial, Inc.'s return on assets of 2.45% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Raymond James Financial, Inc.'s return on equity of 18.32%, is higher than 15.00%, indicating good performance
Earnings quality
Raymond James Financial, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Raymond James Financial, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Raymond James Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Raymond James Financial, Inc. has a free cash flow yield of 6.53%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Raymond James Financial, Inc.'s yearly earnings has increased 3.24% since last year from $2.07B to $2.13B, signaling increasing performance
Revenue growth
Raymond James Financial, Inc.'s yearly revenue has increased 7.94% since last year from $14.74B to $15.91B, signaling increasing performance
Return on invested capital
ROIC 8.54% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
3-year revenue CAGR
Raymond James Financial, Inc.'s 3-year revenue CAGR of 12.57% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Raymond James Financial, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Raymond James Financial, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Raymond James Financial, Inc. is overvalued relative to its fair value price of 117.67 based on Discounted Cash Flow model
Earnings yield (TTM)
Raymond James Financial, Inc. has an earnings yield of 6.64%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Raymond James Financial, Inc. is undervalued relative to its fair value price of 203.26 based on EBITDA multiple model
EV/EBITDA (FY)
Raymond James Financial, Inc. has an EV/EBITDA ratio of 4.35x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Raymond James Financial, Inc. has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
Raymond James Financial, Inc. has a price-to-book ratio of 2.74x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Raymond James Financial, Inc. has a price-to-sales ratio of 2.05x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue