Regions Financial Corporation cash flow to debt ratio of 44.66% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Regions Financial Corporation's free cash flow has increased 48.14% from $1.45B last year to $2.15B, signaling increasing performance

Regions Financial Corporation's debt to equity ratio is 0.40, which means that the company's assets are healthy financed, signaling financial stability.

Regions Financial Corporation's debt has increased relative to shareholder equity from 0.36 last year to 0.40 today, signaling weakened financials

Regions Financial Corporation has a net cash position, so leverage is healthy.

Regions Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Regions Financial Corporation's profit margin has increased (15.51%) in the last year from 20.20% to 23.33%, signaling increasing performance

Regions Financial Corporation's short-term liabilities of $131.88B exceed its short-term assets of $39.55B, signaling financial risk

Regions Financial Corporation's return on assets of 1.38% is lower than the 5.00% threshold, indicating inefficient asset utilization

Regions Financial Corporation's return on equity of 11.79%, is lower than 15.00%, indicating bad performance

Regions Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Regions Financial Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Regions Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Regions Financial Corporation has a free cash flow yield of 8.01%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Regions Financial Corporation's yearly earnings has increased 13.89% since last year from $1.89B to $2.16B, signaling increasing performance

Regions Financial Corporation's yearly revenue has increased 2.51% since last year from $9.37B to $9.61B, signaling increasing performance

ROIC 7.30% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Regions Financial Corporation's 3-year revenue CAGR of 8.70% is positive, indicating growing revenue over the past 3 years

Regions Financial Corporation had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Regions Financial Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Regions Financial Corporation is undervalued relative to its fair value price of 35.99 based on Discounted Cash Flow model

Regions Financial Corporation has an earnings yield of 8.31%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Regions Financial Corporation is overvalued relative to its fair value price of 30.04 based on EBITDA multiple model

Regions Financial Corporation has insufficient data to compute enterprise value.

Regions Financial Corporation is undervalued relative to its fair value price of 58.36 based on Earnings Fair Value model

Regions Financial Corporation has a PEG-ratio under 1 which is considered undervalued

Regions Financial Corporation has a price-to-book ratio of 1.42x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Regions Financial Corporation has a price-to-sales ratio of 2.81x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue