Radian Group Inc. cash flow to debt ratio of 10.60% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Radian Group Inc.'s free cash flow has increased 117.35% from $-666.75M last year to $115.66M, signaling increasing performance

Radian Group Inc.'s debt to equity ratio is 0.26, which means that the company's assets are healthy financed, signaling financial stability.

Radian Group Inc.'s debt has decreased relative to shareholder equity from 0.51 last year to 0.26 today, signaling strengthened financials

Radian Group Inc. has a net cash position, so leverage is healthy.

Radian Group Inc.'s interest coverage ratio of 12.05 indicates that earnings with good margin can cover interest payments on company debt

Radian Group Inc.'s profit margin was 46.83% last year and is 32.45% this year, signaling decreasing performance

Radian Group Inc.'s short-term assets of $7.43B exceed its short-term liabilities of $1.74B

Radian Group Inc.'s return on assets of 5.03% is higher than the 5.00% threshold, indicating efficient asset utilization

Radian Group Inc.'s return on equity of 11.26%, is lower than 15.00%, indicating bad performance

Radian Group Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Radian Group Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Radian Group Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Radian Group Inc. has a free cash flow yield of 2.63%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Radian Group Inc.'s yearly earnings has decreased 3.58% since last year from $604.44M to $582.80M, signaling decreasing performance

Radian Group Inc.'s yearly revenue has decreased 3.34% since last year from $1.29B to $1.25B, signaling decreasing performance

ROIC -23.37% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Radian Group Inc.'s 3-year revenue CAGR of 1.56% is positive, indicating growing revenue over the past 3 years

Radian Group Inc. had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance

Radian Group Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Radian Group Inc. is undervalued relative to its fair value price of 37.14 based on Base Cash Flow Valuation (DCF) model

Radian Group Inc. has an earnings yield of 12.00%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Radian Group Inc. is undervalued relative to its fair value price of 78.84 based on Base EBITDA Valuation model

Radian Group Inc. has insufficient data to compute enterprise value.

Radian Group Inc. is undervalued relative to its fair value price of 36.84 based on Base Earnings Fair Value model

Radian Group Inc. has a PEG-ratio under 1 which is considered undervalued

Radian Group Inc. has a price-to-book ratio of 0.93x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Radian Group Inc. has a price-to-sales ratio of 2.70x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue