Republic Bancorp, Inc. cash flow to debt ratio of 26.83% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Republic Bancorp, Inc.'s free cash flow has increased 12.51% from $143.19M last year to $161.11M, signaling increasing performance

Republic Bancorp, Inc.'s debt to equity ratio is 0.22, which means that the company's assets are healthy financed, signaling financial stability.

Republic Bancorp, Inc.'s debt has decreased relative to shareholder equity from 0.54 last year to 0.22 today, signaling strengthened financials

Republic Bancorp, Inc. has a net debt to EBITDA ratio of 2.26x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Republic Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Republic Bancorp, Inc.'s profit margin has increased (26.70%) in the last year from 20.28% to 25.70%, signaling increasing performance

Republic Bancorp, Inc.'s short-term liabilities of $355.52M exceed its short-term assets of $242.26M, signaling financial risk

Republic Bancorp, Inc.'s return on assets of 1.81% is lower than the 5.00% threshold, indicating inefficient asset utilization

Republic Bancorp, Inc.'s return on equity of 11.44%, is lower than 15.00%, indicating bad performance

Republic Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Republic Bancorp, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Republic Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Republic Bancorp, Inc. has a free cash flow yield of 9.45%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Republic Bancorp, Inc.'s yearly earnings has increased 29.54% since last year from $101.37M to $131.32M, signaling increasing performance

Republic Bancorp, Inc.'s yearly revenue has decreased 100.00% since last year from $499.79M to $0.00, signaling decreasing performance

ROIC 1.89% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Republic Bancorp, Inc.'s 3-year revenue CAGR of 18.13% is positive, indicating growing revenue over the past 3 years

Republic Bancorp, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Republic Bancorp, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Republic Bancorp, Inc. is undervalued relative to its fair value price of 140.48 based on Discounted Cash Flow model

Republic Bancorp, Inc. has an earnings yield of 6.63%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Republic Bancorp, Inc. is overvalued relative to its fair value price of 43.13 based on EBITDA multiple model

Republic Bancorp, Inc. has an EV/EBITDA ratio of 11.71x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Republic Bancorp, Inc. is undervalued relative to its fair value price of 162.41 based on Earnings Fair Value model

Republic Bancorp, Inc. has a PEG-ratio over 1 which is considered overvalued

Republic Bancorp, Inc. has a price-to-book ratio of 1.67x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Republic Bancorp, Inc. has a price-to-sales ratio of 3.88x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue