QCR Holdings, Inc. cash flow to debt ratio of 68.23% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

QCR Holdings, Inc.'s free cash flow has decreased 11.48% from $400.05M last year to $354.11M, signaling decreasing performance

QCR Holdings, Inc.'s debt to equity ratio is 0.35, which means that the company's assets are healthy financed, signaling financial stability.

QCR Holdings, Inc.'s debt has decreased relative to shareholder equity from 0.57 last year to 0.35 today, signaling strengthened financials

QCR Holdings, Inc. has a net debt to EBITDA ratio of 2.93x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

QCR Holdings, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

QCR Holdings, Inc.'s profit margin has increased (18.45%) in the last year from 19.37% to 22.94%, signaling increasing performance

QCR Holdings, Inc.'s short-term assets of $76.49M exceed its short-term liabilities of $2.65M

QCR Holdings, Inc.'s return on assets of 1.49% is lower than the 5.00% threshold, indicating inefficient asset utilization

QCR Holdings, Inc.'s return on equity of 12.70%, is lower than 15.00%, indicating bad performance

QCR Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

QCR Holdings, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

QCR Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

QCR Holdings, Inc. has a free cash flow yield of 20.68%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

QCR Holdings, Inc.'s yearly earnings has increased 11.72% since last year from $113.85M to $127.19M, signaling increasing performance

QCR Holdings, Inc.'s yearly revenue has increased 1.53% since last year from $587.77M to $596.75M, signaling increasing performance

ROIC 55.64% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

QCR Holdings, Inc.'s 3-year revenue CAGR of 17.74% is positive, indicating growing revenue over the past 3 years

QCR Holdings, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

QCR Holdings, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

QCR Holdings, Inc. is undervalued relative to its fair value price of 343.07 based on Discounted Cash Flow model

QCR Holdings, Inc. has an earnings yield of 8.30%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

QCR Holdings, Inc. is overvalued relative to its fair value price of 24.49 based on EBITDA multiple model

QCR Holdings, Inc. has an EV/EBITDA ratio of 14.49x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

QCR Holdings, Inc. is undervalued relative to its fair value price of 185.32 based on Earnings Fair Value model

QCR Holdings, Inc. has a PEG-ratio under 1 which is considered undervalued

QCR Holdings, Inc. has a price-to-book ratio of 1.49x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

QCR Holdings, Inc. has a price-to-sales ratio of 2.76x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue