PayPal Holdings, Inc. cash flow to debt ratio of 64.24% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

PayPal Holdings, Inc.'s free cash flow has decreased 17.78% from $6.77B last year to $5.56B, signaling decreasing performance

PayPal Holdings, Inc.'s debt to equity ratio is 0.72, which means that the company's assets are unhealthy financed, signaling financial risk.

PayPal Holdings, Inc.'s debt has increased relative to shareholder equity from 0.48 last year to 0.72 today, signaling weakened financials

PayPal Holdings, Inc. has a net cash position, so leverage is healthy.

PayPal Holdings, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

PayPal Holdings, Inc.'s profit margin has increased (10.13%) in the last year from 13.04% to 14.36%, signaling increasing performance

PayPal Holdings, Inc.'s short-term assets of $59.76B exceed its short-term liabilities of $46.44B

PayPal Holdings, Inc.'s return on assets of 5.92% is higher than the 5.00% threshold, indicating efficient asset utilization

PayPal Holdings, Inc.'s return on equity of 24.42%, is higher than 15.00%, indicating good performance

PayPal Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

PayPal Holdings, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

PayPal Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

PayPal Holdings, Inc. has a free cash flow yield of 11.01%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

PayPal Holdings, Inc.'s yearly earnings has increased 26.19% since last year from $4.15B to $5.23B, signaling increasing performance

PayPal Holdings, Inc.'s yearly revenue has increased 4.85% since last year from $31.80B to $33.34B, signaling increasing performance

ROIC 14.49% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

PayPal Holdings, Inc.'s 3-year revenue CAGR of 6.43% is positive, indicating growing revenue over the past 3 years

PayPal Holdings, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

PayPal Holdings, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

PayPal Holdings, Inc. is undervalued relative to its fair value price of 75.64 based on Discounted Cash Flow model

PayPal Holdings, Inc. has an earnings yield of 9.27%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

PayPal Holdings, Inc. is overvalued relative to its fair value price of 56.41 based on EBITDA multiple model

PayPal Holdings, Inc. has an EV/EBITDA ratio of 6.51x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

PayPal Holdings, Inc. is undervalued relative to its fair value price of 109.73 based on Earnings Fair Value model

PayPal Holdings, Inc. has a PEG-ratio over 1 which is considered overvalued

PayPal Holdings, Inc. has a price-to-book ratio of 2.67x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

PayPal Holdings, Inc. has a price-to-sales ratio of 1.55x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue