NYSE
PRU
Last Price
US $124.75
KEY FIGURES
MKT CAP
$43.3B
EPS
TTM
$11.88
EPS Growth (1Y)
36.27%
PEG
TTM
-
P/E
TTM
10.50x
P/S
TTM
0.62x
YIELD
4.41%
GROWTH (5Y CAGR)
Revenue
Valuation
Financial
Performance
Cash flow to debt coverage
Prudential Financial, Inc. cash flow to debt ratio of 27.32% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Free cash flow growth
Prudential Financial, Inc.'s free cash flow has decreased 26.24% from $8.50B last year to $6.27B, signaling decreasing performance
Debt-to-equity ratio
Prudential Financial, Inc.'s debt to equity ratio is 0.65, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
Prudential Financial, Inc.'s debt has decreased relative to shareholder equity from 1.02 last year to 0.65 today, signaling strengthened financials
Net debt to EBITDA
Prudential Financial, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Prudential Financial, Inc.'s interest coverage ratio of 3.86 indicates that earnings with good margin can cover interest payments on company debt
Profit margin growth
Prudential Financial, Inc.'s profit margin has increased (53.58%) in the last year from 3.86% to 5.93%, signaling increasing performance
Current ratio
Prudential Financial, Inc.'s short-term liabilities of $228.92B exceed its short-term assets of $139.52B, signaling financial risk
Return on assets
Prudential Financial, Inc.'s return on assets of 0.49% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Prudential Financial, Inc.'s return on equity of 12.00%, is lower than 15.00%, indicating bad performance
Earnings quality
Prudential Financial, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Prudential Financial, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Prudential Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Prudential Financial, Inc. has a free cash flow yield of 14.80%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Prudential Financial, Inc.'s yearly earnings has increased 31.13% since last year from $2.73B to $3.58B, signaling increasing performance
Revenue growth
Prudential Financial, Inc.'s yearly revenue has decreased 21.16% since last year from $70.64B to $55.70B, signaling decreasing performance
Return on invested capital
ROIC 0.72% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Prudential Financial, Inc.'s 3-year revenue CAGR of 2.28% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Prudential Financial, Inc. had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance
Return on equity consistency
Prudential Financial, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Prudential Financial, Inc. is undervalued relative to its fair value price of 127.67 based on Discounted Cash Flow model
Earnings yield (TTM)
Prudential Financial, Inc. has an earnings yield of 9.73%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Prudential Financial, Inc. is overvalued relative to its fair value price of 59.84 based on EBITDA multiple model
EV/EBITDA (FY)
Prudential Financial, Inc. has insufficient data to compute enterprise value.
PEG ratio (TTM/FY)
Prudential Financial, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.
Price-to-book ratio (FY)
Prudential Financial, Inc. has a price-to-book ratio of 1.24x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Prudential Financial, Inc. has a price-to-sales ratio of 0.61x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
12%
Return on equity
ROIC: 0.72%
Valuation History
11.2X
Price to Earnings
EV/EBITDA: 9.2X
Cash flow
Profit margin
1.34%
EBITDA
104.44%
Cash flow
-5.41%
Cash Flow (DCF)
Fair Value
Market $124.75
2.34%
Default assumptions
EBITDA Multiple
Fair Value
Market $124.75
-52.03%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.