Primerica, Inc. cash flow to debt ratio of 49.52% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Primerica, Inc.'s free cash flow has increased 5.07% from $832.86M last year to $875.13M, signaling increasing performance

Primerica, Inc.'s debt to equity ratio is 0.25, which means that the company's assets are healthy financed, signaling financial stability.

Primerica, Inc.'s debt has decreased relative to shareholder equity from 0.86 last year to 0.25 today, signaling strengthened financials

Primerica, Inc. has a net cash position, so leverage is healthy.

Primerica, Inc.'s interest coverage ratio of 26.92 indicates that earnings with good margin can cover interest payments on company debt

Primerica, Inc.'s profit margin has increased (53.75%) in the last year from 15.23% to 23.42%, signaling increasing performance

Primerica, Inc.'s short-term assets of $4.90B exceed its short-term liabilities of $743.71M

Primerica, Inc.'s return on assets of 5.39% is higher than the 5.00% threshold, indicating efficient asset utilization

Primerica, Inc.'s return on equity of 32.55%, is higher than 15.00%, indicating good performance

Primerica, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Primerica, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Primerica, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Primerica, Inc. has a free cash flow yield of 8.95%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Primerica, Inc.'s yearly earnings has increased 59.66% since last year from $470.52M to $751.23M, signaling increasing performance

Primerica, Inc.'s yearly revenue has increased 4.44% since last year from $3.15B to $3.29B, signaling increasing performance

ROIC 9.81% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Primerica, Inc.'s 3-year revenue CAGR of 6.68% is positive, indicating growing revenue over the past 3 years

Primerica, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Primerica, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Primerica, Inc. is undervalued relative to its fair value price of 410.98 based on Discounted Cash Flow model

Primerica, Inc. has an earnings yield of 8.14%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Primerica, Inc. is overvalued relative to its fair value price of 191.40 based on EBITDA multiple model

Primerica, Inc. has an EV/EBITDA ratio of 9.45x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Primerica, Inc. is undervalued relative to its fair value price of 511.57 based on Earnings Fair Value model

Primerica, Inc. has a PEG-ratio under 1 which is considered undervalued

Primerica, Inc. has a price-to-book ratio of 3.88x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Primerica, Inc. has a price-to-sales ratio of 2.88x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue