PROG Holdings, Inc. cash flow to debt ratio of 54.97% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

PROG Holdings, Inc.'s free cash flow has increased 149.54% from $130.21M last year to $324.92M, signaling increasing performance

PROG Holdings, Inc.'s debt to equity ratio is 1.10, which means that the company's assets are unhealthy financed, signaling financial risk.

PROG Holdings, Inc.'s debt has increased relative to shareholder equity from 1.01 last year to 1.10 today, signaling weakened financials

PROG Holdings, Inc. has a net debt to EBITDA ratio of 0.16x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

PROG Holdings, Inc.'s interest coverage ratio of 4.89 indicates that earnings with good margin can cover interest payments on company debt

PROG Holdings, Inc.'s profit margin has decreased (27.41%) in the last year from 8.01% to 5.81%, signaling decreasing performance

PROG Holdings, Inc.'s short-term assets of $1.08B exceed its short-term liabilities of $96.47M

PROG Holdings, Inc.'s return on assets of 7.16% is higher than the 5.00% threshold, indicating efficient asset utilization

PROG Holdings, Inc.'s return on equity of 19.36%, is higher than 15.00%, indicating good performance

PROG Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

PROG Holdings, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

PROG Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

PROG Holdings, Inc. has a free cash flow yield of 19.33%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

PROG Holdings, Inc.'s yearly earnings has decreased 25.58% since last year from $197.25M to $146.79M, signaling decreasing performance

PROG Holdings, Inc.'s yearly revenue has decreased 2.20% since last year from $2.46B to $2.41B, signaling decreasing performance

ROIC 8.83% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

PROG Holdings, Inc.'s 3-year revenue CAGR of -2.48% is negative, indicating declining revenue over the past 3 years

PROG Holdings, Inc. had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance

PROG Holdings, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

PROG Holdings, Inc. is undervalued relative to its fair value price of 73.50 based on Discounted Cash Flow model

PROG Holdings, Inc. has an earnings yield of 8.68%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

PROG Holdings, Inc. is undervalued relative to its fair value price of 316.31 based on EBITDA multiple model

PROG Holdings, Inc. has an EV/EBITDA ratio of 1.08x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

PROG Holdings, Inc. is overvalued relative to its fair value price of 35.04 based on Earnings Fair Value model

PROG Holdings, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

PROG Holdings, Inc. has a price-to-book ratio of 2.10x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

PROG Holdings, Inc. has a price-to-sales ratio of 0.67x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue