Porch Group, Inc. cash flow to debt ratio of 16.91% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Porch Group, Inc.'s free cash flow has increased -261.65% from $-32.20M last year to $52.06M, signaling increasing performance

Porch Group, Inc.'s debt to equity ratio is -34.22, signaling that the company spent its equity and risk bankruptcy.

Porch Group, Inc.'s debt to equity ratio is -34.22, signaling that the company spent its equity and risk bankruptcy.

Porch Group, Inc. has a net debt to EBITDA ratio of 3.31x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Porch Group, Inc.'s interest coverage ratio is 0.70, which means that the company struggles to meet interest obligations, signaling financial risk.

Porch Group, Inc.'s profit margin has increased (-85.06%) in the last year from -7.50% to -1.12%, signaling increasing performance

Porch Group, Inc.'s short-term assets of $88.21M exceed its short-term liabilities of $67.78M

Porch Group, Inc.'s return on assets of -0.69% is lower than the 5.00% threshold, indicating inefficient asset utilization

Porch Group, Inc.'s return on equity of 25.17%, is higher than 15.00%, indicating good performance

Porch Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Porch Group, Inc. had positive net income in only 1 out of 5 years, indicating unstable earnings

Porch Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Porch Group, Inc. has a free cash flow yield of 2.97%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Porch Group, Inc.'s yearly earnings has increased -146.66% since last year from $-32.83M to $15.32M, signaling increasing performance

Porch Group, Inc.'s yearly revenue has increased 10.18% since last year from $437.85M to $482.41M, signaling increasing performance

ROIC -20.29% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Porch Group, Inc.'s 3-year revenue CAGR of 20.47% is positive, indicating growing revenue over the past 3 years

Porch Group, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Porch Group, Inc. had positive ROE in only 0 out of 5 years, indicating inconsistent returns on equity

Porch Group, Inc. has insufficient data to evaluate this check.

Porch Group, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Porch Group, Inc. is overvalued relative to its fair value price of 3.33 based on EBITDA multiple model

Porch Group, Inc. has an EV/EBITDA ratio of 21.01x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Porch Group, Inc. is overvalued relative to its fair value price of -39.01 based on Earnings Fair Value model

Porch Group, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Porch Group, Inc. has a price-to-book ratio of 102.52x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

Porch Group, Inc. has a price-to-sales ratio of 3.32x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue