Pinnacle Financial Partners, Inc. cash flow to debt ratio of 30.10% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Pinnacle Financial Partners, Inc.'s free cash flow has decreased 17.60% from $807.29M last year to $665.18M, signaling decreasing performance

Pinnacle Financial Partners, Inc.'s debt to equity ratio is 0.75, which means that the company's assets are unhealthy financed, signaling financial risk.

Pinnacle Financial Partners, Inc.'s debt has increased relative to shareholder equity from 0.39 last year to 0.75 today, signaling weakened financials

Pinnacle Financial Partners, Inc. has a net cash position, so leverage is healthy.

Pinnacle Financial Partners, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Pinnacle Financial Partners, Inc.'s profit margin has increased (0.63%) in the last year from 16.65% to 16.75%, signaling increasing performance

Pinnacle Financial Partners, Inc.'s short-term assets of $51.75B exceed its short-term liabilities of $48.46B

Pinnacle Financial Partners, Inc.'s return on assets of 0.64% is lower than the 5.00% threshold, indicating inefficient asset utilization

Pinnacle Financial Partners, Inc.'s return on equity of 7.58%, is lower than 15.00%, indicating bad performance

Pinnacle Financial Partners, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Pinnacle Financial Partners, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Pinnacle Financial Partners, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Pinnacle Financial Partners, Inc. has a free cash flow yield of 4.21%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Pinnacle Financial Partners, Inc.'s yearly earnings has increased 35.16% since last year from $475.06M to $642.10M, signaling increasing performance

Pinnacle Financial Partners, Inc.'s yearly revenue has increased 2.40% since last year from $2.85B to $2.92B, signaling increasing performance

ROIC 0.64% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Pinnacle Financial Partners, Inc.'s 3-year revenue CAGR of 23.56% is positive, indicating growing revenue over the past 3 years

Pinnacle Financial Partners, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Pinnacle Financial Partners, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Pinnacle Financial Partners, Inc. is undervalued relative to its fair value price of 200.01 based on Discounted Cash Flow model

Pinnacle Financial Partners, Inc. has an earnings yield of 5.20%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Pinnacle Financial Partners, Inc. is overvalued relative to its fair value price of 89.88 based on EBITDA multiple model

Pinnacle Financial Partners, Inc. has an EV/EBITDA ratio of 6.55x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Pinnacle Financial Partners, Inc. is undervalued relative to its fair value price of 214.93 based on Earnings Fair Value model

Pinnacle Financial Partners, Inc. has a PEG-ratio over 1 which is considered overvalued

Pinnacle Financial Partners, Inc. has a price-to-book ratio of 1.07x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Pinnacle Financial Partners, Inc. has a price-to-sales ratio of 3.22x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue