The PNC Financial Services Group, Inc. cash flow to debt ratio of 7.68% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

The PNC Financial Services Group, Inc.'s free cash flow has decreased 44.37% from $7.88B last year to $4.38B, signaling decreasing performance

The PNC Financial Services Group, Inc.'s debt to equity ratio is 1.34, which means that the company's assets are unhealthy financed, signaling financial risk.

The PNC Financial Services Group, Inc.'s debt has increased relative to shareholder equity from 1.13 last year to 1.34 today, signaling weakened financials

The PNC Financial Services Group, Inc. has a net debt to EBITDA ratio of 0.78x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

The PNC Financial Services Group, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

The PNC Financial Services Group, Inc.'s profit margin has increased (42.84%) in the last year from 17.48% to 24.97%, signaling increasing performance

The PNC Financial Services Group, Inc.'s short-term liabilities of $440.87B exceed its short-term assets of $50.39B, signaling financial risk

The PNC Financial Services Group, Inc.'s return on assets of 1.24% is lower than the 5.00% threshold, indicating inefficient asset utilization

The PNC Financial Services Group, Inc.'s return on equity of 12.34%, is lower than 15.00%, indicating bad performance

The PNC Financial Services Group, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

The PNC Financial Services Group, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

The PNC Financial Services Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

The PNC Financial Services Group, Inc. has a free cash flow yield of 4.36%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

The PNC Financial Services Group, Inc.'s yearly earnings has increased 17.78% since last year from $5.89B to $6.94B, signaling increasing performance

The PNC Financial Services Group, Inc.'s yearly revenue has decreased 6.98% since last year from $33.69B to $31.34B, signaling decreasing performance

ROIC 1.25% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

The PNC Financial Services Group, Inc.'s 3-year revenue CAGR of 10.02% is positive, indicating growing revenue over the past 3 years

The PNC Financial Services Group, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

The PNC Financial Services Group, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

The PNC Financial Services Group, Inc. is undervalued relative to its fair value price of 372.83 based on Discounted Cash Flow model

The PNC Financial Services Group, Inc. has an earnings yield of 7.48%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

The PNC Financial Services Group, Inc. is overvalued relative to its fair value price of 105.72 based on EBITDA multiple model

The PNC Financial Services Group, Inc. has an EV/EBITDA ratio of 12.50x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

The PNC Financial Services Group, Inc. is undervalued relative to its fair value price of 433.76 based on Earnings Fair Value model

The PNC Financial Services Group, Inc. has a PEG-ratio under 1 which is considered undervalued

The PNC Financial Services Group, Inc. has a price-to-book ratio of 1.59x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

The PNC Financial Services Group, Inc. has a price-to-sales ratio of 3.34x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue