PennyMac Mortgage Investment Trust cash flow to debt ratio of -37.78% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

PennyMac Mortgage Investment Trust's free cash flow has decreased 164.01% from $-2.73B last year to $-7.21B, signaling decreasing performance

PennyMac Mortgage Investment Trust's debt to equity ratio is 12.37, which means that the company's assets are unhealthy financed, signaling financial risk.

PennyMac Mortgage Investment Trust's debt has increased relative to shareholder equity from 6.26 last year to 12.37 today, signaling weakened financials

PennyMac Mortgage Investment Trust has a net debt to EBITDA ratio of 198.60x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

PennyMac Mortgage Investment Trust's interest coverage ratio is 1.04, which means that the company struggles to meet interest obligations, signaling financial risk.

PennyMac Mortgage Investment Trust's profit margin has decreased (68.32%) in the last year from 31.90% to 10.11%, signaling decreasing performance

PennyMac Mortgage Investment Trust's short-term liabilities of $8.02B exceed its short-term assets of $271.97M, signaling financial risk

PennyMac Mortgage Investment Trust's return on assets of 0.66% is lower than the 5.00% threshold, indicating inefficient asset utilization

PennyMac Mortgage Investment Trust's return on equity of 8.88%, is lower than 15.00%, indicating bad performance

PennyMac Mortgage Investment Trust's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

PennyMac Mortgage Investment Trust has insufficient public price history to evaluate earnings stability.

PennyMac Mortgage Investment Trust has negative free cash flow, indicating the company is burning cash rather than generating it

PennyMac Mortgage Investment Trust has negative free cash flow, indicating cash burn

PennyMac Mortgage Investment Trust's yearly earnings has decreased 20.57% since last year from $160.98M to $127.87M, signaling decreasing performance

PennyMac Mortgage Investment Trust's yearly revenue has increased 18.39% since last year from $14.72M to $17.43M, signaling increasing performance

ROIC 4.44% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

PennyMac Mortgage Investment Trust has insufficient revenue history to calculate 3-year revenue CAGR.

PennyMac Mortgage Investment Trust has insufficient public price history to evaluate revenue consistency.

PennyMac Mortgage Investment Trust has insufficient public price history to evaluate ROE consistency.

PennyMac Mortgage Investment Trust has insufficient data to evaluate this check.

PennyMac Mortgage Investment Trust has an earnings yield of 7.39%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

PennyMac Mortgage Investment Trust is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

PennyMac Mortgage Investment Trust has an EV/EBITDA ratio of 207.43x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

PennyMac Mortgage Investment Trust has insufficient data to evaluate this check.

PennyMac Mortgage Investment Trust has a PEG-ratio under 1 which is considered undervalued

PennyMac Mortgage Investment Trust has a price-to-book ratio of 1.19x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

PennyMac Mortgage Investment Trust has a price-to-sales ratio of 1.37x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue