Palomar Holdings, Inc. cash flow to debt ratio of 5.77K% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Palomar Holdings, Inc.'s free cash flow has increased 54.07% from $260.91M last year to $401.99M, signaling increasing performance

Palomar Holdings, Inc.'s debt to equity ratio is 0.30, which means that the company's assets are healthy financed, signaling financial stability.

Palomar Holdings, Inc. has insufficient data to evaluate this check.

Palomar Holdings, Inc. has a net cash position, so leverage is healthy.

Palomar Holdings, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Palomar Holdings, Inc.'s profit margin has decreased (12.31%) in the last year from 21.23% to 18.61%, signaling decreasing performance

Palomar Holdings, Inc.'s short-term assets of $559.80M exceed its short-term liabilities of $0.00

Palomar Holdings, Inc.'s return on assets of 5.12% is higher than the 5.00% threshold, indicating efficient asset utilization

Palomar Holdings, Inc.'s return on equity of 21.61%, is higher than 15.00%, indicating good performance

Palomar Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Palomar Holdings, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Palomar Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Palomar Holdings, Inc. has a free cash flow yield of 11.53%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Palomar Holdings, Inc.'s yearly earnings has increased 67.62% since last year from $117.57M to $197.07M, signaling increasing performance

Palomar Holdings, Inc.'s yearly revenue has increased 58.16% since last year from $553.86M to $875.97M, signaling increasing performance

ROIC 11.26% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Palomar Holdings, Inc.'s 3-year revenue CAGR of 38.87% is positive, indicating growing revenue over the past 3 years

Palomar Holdings, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Palomar Holdings, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Palomar Holdings, Inc. is undervalued relative to its fair value price of 275.74 based on Discounted Cash Flow model

Palomar Holdings, Inc. has an earnings yield of 5.86%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Palomar Holdings, Inc. is overvalued relative to its fair value price of 72.63 based on EBITDA multiple model

Palomar Holdings, Inc. has an EV/EBITDA ratio of 10.54x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Palomar Holdings, Inc. is undervalued relative to its fair value price of 165.75 based on Earnings Fair Value model

Palomar Holdings, Inc. has a PEG-ratio under 1 which is considered undervalued

Palomar Holdings, Inc. has a price-to-book ratio of 3.53x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Palomar Holdings, Inc. has a price-to-sales ratio of 3.17x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue